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~o~oos~~ra <br />NOTICE TO BORROWER <br />Department of Veterans Affairs regulations at 38 C.F.R. 36.4334 provide as follows: <br />"Regulations issued under 38 U.S.C. Chapter 37 and in effect ou the date of any loan which is <br />submitted and accepted or approved for a guaranty or for insurance thereunder, shall govern the <br />rights, duties, and liabilities of the parties to such loan and any provisions of the loan instruments <br />inconsistent with such regulations are hereby amended and snpplemented to conform thereto." <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />~~~-s'' ~ ~~ (Seal) <br />RA OND D . HANSEN -Borrower <br />Witness: <br />.....-. (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />SANDRA A. HANSEN -Borrower <br />Witness: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />NEBRASKA-Single Famlly-UNIFORM INSTRUMENT DoCMBgIC~4IDf~, 800-648-1362 <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS - MERS www.dxmagic.com <br />(Rev. 1Ip1) Page 13 of 14 <br />