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2oioosls~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Sec and in any Rider executed by Borrower and recorded with it. <br />PATRICK S LONERGAN Date NANCY R NERGAN Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclaiowledged by PATRICK S LONERGAN and NANCY R LONERGAN, <br />before me on August 18, 2010. In witness whereof, I hereunt se my hand and, if applicable, my official seal. <br />My commission expires: ~ ec, 2 W , ~ I L ~ Z • _ _ __ <br />GENERAL NOTARY-State of Ne<trasfca Hall Coun , NE <br />CHRIS L.. KASKtE ~' <br />tlly Comm. Exp. l)ec. 29, 2012 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE b8801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />W 2004-2009 Compliance Systems, Inc. 002D-EDOC - 2009.12.368 <br />ConsumQ Real Estate -Security Instrument DL2036 Page 5 of 5 www.compliattcesystems.com <br />