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<br /> '�Ci�c Fa+�xis slt;�IE Uc L:Id in au i��;t(tution witosc c�eRosits ure in'ar�Cd`bYH�k�1�ncicg�tGlll;�pplyit{ic�rjll'."y,tor cnti�� --
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<br /> (iitrl��dl�xg[.c�zdcr. �`I.cn�t4e ig s+�ci�.u in�,tity�dati)nr in any I�c.der�,ri�lnri ,�-
<br /> Gscr�w Itcros. l.ciutcr rnay not churgc Barowtr for haldinh nn�1 o���.flyi�ll3 tlir,Y'iuuls,1U111171II;�GYI11Iy710�UlL'C!tCYU�/C�C411Iti1,ar �',__
<br /> verifying the L�.r•cra�w Items.un1P�s L.e�►cter pay�Be�rrower 3ntcresa ot�tl:e Funds and ap licat►lr.law pr.m�ia;L.etxle.r to mak�:��i�h
<br /> w cfwugc. Howevtr� i.��x�cr uw�+rc4uir� Rorrowra to pay a one•time cM�rgc fur a��in<��pe�xfcnt.real cstate t1x reportiog service
<br /> usal by• l.erklcr i�ti cnnne.:tfnn with thie loan, unless applicable luw providc�ro�rwisc• nterest or eaPr ings�onith Fundsr
<br /> Wpplierblc I�w ratuirc�inttrcu ta be paid,Lendrr�shal!ncx bo ca�uirod to psry y
<br /> 13��rrnwrr ond Len�lcr nwy agrce in writ.ing, tawever. ti�at intertst siud� bc pa�d on tt►c Fwx1s. L.e�xler shyl! give to Barrowe�.
<br /> without ciuuge.an wiu�us4 acc:s:+atlug c,f ih.: 1'ur.sis, �hur�in� r.rr�[6ty�nc1 ctebits to tl�e Fu�xls rznd the fiurposc for w�ir.h�h - -
<br /> debit to Ehe�und�wr�s tn�►sie•7'i�e Fu�s��e pledgrd rs additior�al:cocutity far all sums securc�i��eT sha l accaunt royBorrower
<br /> If the f unds lscld by l,endcr excced the aoxtiitntl�(ltrntitted to be htld by applicable law.
<br /> iar tix excrss Puixis fn uc�cordunoc wf��the ����itr:�t'R��its of applic:►blc law. If thc amount oF thc Funds Iwlc�by Lcnder at any
<br /> timc is not�f4cient to p�►y tha EscraK�.xtxm��'Msm,clWA,l.eoder mny so►�t�fy&'nower in wdtin�.anci,in such case BArrower
<br /> slull p�y�tq,t.esxkr ahe ernount,ntya'�^ra+rl�et►,m9�.eu�.tho deficiency B4ROWCi 5IIAII fY41{CC Ul)lI1A:dcfic�enr.y in no m�are t6a�n
<br /> twelve momh{�r paYments, at L�en;icrr s�atp diitemtion.
<br /> Upon psY�na�it i�i,tivl{:nf,all��utrls�t���ur�cl 6y this Security Iiutrument. I.cixlcr shmll pmmntly refund to Boaower any
<br /> of thes�Pr�rpertY�hr11i�►3}��3!1 nbr��►�r+��1��by l.ender tuthe ume of acx�titiisAtinnrar�sale�as a eredtragainsthth.�5ums`szcur�by
<br /> this Sacurity�E�stnim�nt�
<br /> 3.A�►��fftgt�on dPlaym�mtri.iJtilt��s AJf'P��nbchKrgesdl�o��t�n�rrj the Note"sa��a�l,�to amaunt�..g��ablc underePnraSra�h 7�
<br /> 1 and 2 st,nil;Gn a{�lia1: iiru. ta aa11•��4�%1' Y
<br /> third,ta intorest due:fourth,to�ri�1Ci�inl,di�n;�d lact,to any Irta ciu►rges due under the Not�.
<br /> +.C�r�; 1,k+�. Bnrrowon sl�tall,�rp��•ail:�nKC:s,�►ss�sments,cMrgcs. fines s�xi innPositions atcribats+ble to the ProperiY
<br /> which may sdtain prioricy avc�tidn Sh�'u��tJ in�t�itmr�►t. as�!•p..�h�!d �.�+ymr.ntA or gcound rents. if any. Borrowcr shal�pry _
<br /> thcsc obli�;Kions in the m�u�nor prm��Atx�in�cn}�r,�li 2,or if not paid in tlutt mnnnor,Horcower shall puy th�.m on time directiy
<br /> ta tt�c�ttxrn owr�peym�►t.Amrati�'mr�t►nll pramptly furnish to Le�dcr all nWiccs of a�rmunts to be pa�d undcr this�aragraph•
<br /> A
<br /> If IE�ono�ti�r�rnalces t�ese p�ym�'aNr�ditr��lq. Borrower shall pmmptly fumish to I.,cnder rcc�°itsts avidencmg the paymrnts.
<br /> gorrowcr sh�il;pmmptip r�isicl�l�r(ps�wry lirn which has prionty over this Security in,txvmr.nt unless Bomowcr:(ul a�ia
<br /> �vriting to the pa)mr:mtiaf�ti�oob!(gation secured by the lirn i�n a manner acccyKnbtr,to Le�uter:(b)contesu in good faith Itne lun
<br /> by. a defe�xts�inst��►fix�anent of tho lien in. legal procading� whfr.h im the I.ender's opinion operete co(rrevrnt ehe
<br /> rnfarcetnent of tt►E litm��t�r(c)secuns from ttia holder of t!of lhs n AII��isssubloa to a 1 en which cnay�ti a�'�u pri�►�hl aver ,
<br /> this Sacurity Lr�tnam�rt. If I.tnder detemtiv�es tlw any part L'�'�nY
<br /> �s��ty ln�t,nen�ent. 1�erKkr may give Bo�rower a�wtice identifying the lien.Borrow�r shull satisfy the licn ar take one or
<br /> �a�'�he�ia�s set foeth�bove within 10 days of the giving of notice.
<br /> �, � a p�y I�auanee. Borrow�r stixll kaep the improvements now existinp, or txreafter acectod on the
<br /> p�ty ir�wr�ed against toss by fire. tw�irds iaciuciod within'the term �t all�rau�iw'�ned m the�smoum�a�°c�� 'P�1Ods
<br /> flonds or flooding,for wnifi i.enuer iuP►i�►�,���.T�'��.r.--s"..�-- �? .
<br /> thst Lendr.r�ires.'Cl�e inwrartcz�uasier prc►wtd's�g the in.w�nce shall be ctiosrn by Borrower wbjc�t to i�xler's�a�
<br /> dvhich sLnll iwt be unreasaiai�ly �ci�l5�- If Bomowcr fails to maintain coverage d�escn��above. Gender mz►y,a�.u'�der's
<br /> option,obtaia cavet�e to pcote�ti P.�nr.�er's rights in the PropeKy in aocordance with 7•
<br /> AU in4wruxe policia�sd re+oewals shall be acccp�table to Lendcr and shall inctude a�1:Jd monSs8c cfu�xa..�.�::md�r
<br /> s1�a11 lurvo the right in h�zdd t6e pnlneias and micwais.If Lender requins.Borrower shall prompclY Bive to L�c�x{cr all r.�-�.�iqY�s of
<br /> p�id p+emiuma ard mnaw�l noticrs.In the event of loss.Borrower shall g�ve prompt noticc to the insu�anca c�rria and l.zt�der•
<br /> L�d�mny q�ke proof uf bss if nnc�►ade promptlY bY Hoc*'°wrr. '
<br /> U��.� �rower�rwise ogm in writing.�nsurenoe p�nooecls
<br /> st�ll be�plsud to cest�ratir�o or�i:s:�D;th�
<br /> p�y d�u�8od•if tbe nscorriion oc mpttir is oconomicalty fe�iblo wnd I.=nder s security is not I���a�ted.��m-suc�.�t�,'r.[s�uenc
<br /> ���s��y�ly fe�sible ar Ia:ndcr's security wou{d bc lcssaxd.the ir�suraua p�°t°ods
<br /> securod by lhis SocurieY (mt�umMt. whethet or tat tt►en due. with any saass paid to Borrawer. If fForrower�ban��
<br /> prvpaty.ar does nnt arnwer within 30 days a notice f�nm Lendcr that t1►e ir�wranoe cacri�r has offer�cl.u�tor to laim.�
<br /> lra�der may aollozt tfie insura��ce�.L�er may use the prooeods ta �ir or ccstac�e thc Prop •; P�Y
<br /> sdcurod by tRiis Sewrity I�uvmait,vxl�cthi:ror not then due.The 30-daY Period wd{begin when the notia is givtn.
<br /> U�irade�aud Borrower uti�wise agree in waianII, anY aPP�icaceon of pm�ooe�ds to princip�l siWl not �umd or
<br /> postpone the due d�te of the m�Mh1Y PaY�s rcfemad to in paraB�phs 1 ud 2 a ct�n8c thc an»unt of��from
<br /> under WraB�qih 21 tt►4 Fcop�nY���rod by Lender.l3c►rrowcr s nght tu any insuranoe ppl'�c�es�nd p�+ocoeds
<br /> dart�e to d�e P►opc�;t•;�rior to the�reqws�tan shatl p�s to I�etdcr to thc cxtrnt of the s�u►a socurod by ttus Soa,uity L�suunnenc .
<br /> l�p�x.�1f1(►['[t?��0(�1�lYllt0tl. $p�l�+i�.4���+�`
<br /> �.�.R?Il�yr�'�'�{qQs A�M���p1'�O�Gi�iAR�f�it�OQ!!'1J��
<br /> 8oriaa06rsluU ocwpy, ata►lish.�nci use t6e propertY�s&►crower's principal residencti within siaty�isat ie+�att��'°f
<br /> this Securicy Instrume�u cod stiall oantinue to occupy the Proparcy as Homowa's principal re�idence
<br /> � the date of oocup�nc.y, unkss l,eoder dherwise�grax in wrihng.which oonseza shafl not be unrexsa�biy withheW,or unless
<br /> .. ., extenuatirtg circuu�st�nces e�u.a which are bCYorKI Borrow�r's onntml. Borro�orrowrr sh�ll be fn�d�-��wl�t if a�y f�orteiture
<br /> ' '' p�mperty, albw the P�(xctY to decerio�nte,o�oommit wute on the Pra�eMY• .
<br /> �t�n cy�:�roceodu�g•whdher civil or criminal.is bGgun that in l�ndtr's good faith judgment caild�+e.wli in for6eitune of tf�
<br /> ,�.r dhawise mwa'�sdly impair thc lien cnated by dc[s Secwity Iaswment ar l.cnder's sccurity intertst.�3o�r*�wcr m:y
<br /> ��;'�'` 18.b c�uusm thc action or pnrooeding to bc dismisscd w-ud'�7 culing
<br /> cnre��C a default�nd ranstate.as pn�vidod in p�ra8raph Y S or ather materia�
<br /> ��. �n�;�����rR� {y���rminetion,preciudcs forfeitun:a4 N►c 13carowcr s interest in t1� Pmperty .
<br /> im�irinent of tl���t� �cn:atal ty t�xis Savrity Inst�ument or L�cndc.s's :u�;.�s.�aty intenest. I3onc�ower shall �lso be in d�fr�lt if '
<br /> Bo�s+�w,x,duriag d�e 6cwn a�plic�ion p�ss.gave matenzlly t�'�;ar its�c��u�te infom�ation or statatxnts to I.eoder(�r failod
<br /> to pcov�`.�nder wi�s acy mvdae:�:�i'�.for►nation)in connec��m :++u�the loan evidenad by the Note„ ir►ctuding.l�ut�r;r..limitai
<br /> to.represcnqtions conesrnse�$c�,�,`s�1x's occup3ncy of the Ph�a:u�ty as a principal resid�noe.If this Saurity Instiut�vyT�eus on a •
<br /> icasehold. Borcow•a shill coaq�y �,+�,�� �1 the provisions a�'r� 1�. lf Bucrowu acqui�+es Cae tide to thc l'n��riY. �
<br /> leasehold w�d rhe fa tietc slu�il not�ge unl��F,f�aE�to the mcrgcr in�vrixiny,.
<br /> 7.Pnotadjoa ot I.ender's ili�hts in tlw R'�+i(��'.If Borrow•er fails to pe�E'orm the rnverants and a�;n�ncnts oontaincd in �
<br /> t,h6x Socuricy Inmumnat,or thes�is a legal p►�ocdes9�ng that may significandy af�'a�t Le�xkr's rights in the Nroperty(suctA as a
<br /> pr�oceeding in banhnipicY�Prob��'� for oondunnatioi►or forfaitucc or to enfora laws or negulations),the�n Lrndcr roa►Y da and
<br /> _...w..,u,r�.«r is neocts�nr to nrottct the v�lue of the Pt!apctty and L.endcr's rights in the Propctty. ,L�dc�r s.�u�1a nav�ma
<br /> . �, _� _�._.
<br /> �aclude paying any snuu sea►md by a lien which tms pno�iiy ova inis �,;�:�� .,u.,�...�.r. -rr----o - -:- - •
<br /> rras�nable atcomcys'fca and cntcring on U►e Property ro make repairs.AitUough Lendcr rt�y ralce xtion u�xlcr dns paragmpli
<br /> 7.I,a�der does not ha�e to do so. b 7 shall bcconne �dsiitional debt of �3orrower sacurcd by this
<br /> Any amattnts disbuesed by Lender under th�s pa�vS�P
<br /> due of d sbursea�ent �t�the Notc rnte and st�all be paysblo.�w th in ere.stp upotn not���ce fromuLcnder t Bonn�vcr�rcyursung
<br /> WY�.
<br /> g.Mart�ge I�rmce.if Letxler mquiiwl rnongage insu�uwe as a rnndition of m�icing the loan secured by t>>is Socunty
<br /> [nstrumau.Br�rrower �1w11 p;+y th�prcnuums roquired to maint�in tt�o euartgagc ins►,�rance in effect. If. Cor any rcason, the
<br /> nbngage insura�xe covenge rcquired by Lender l�pses or acases to be izi e8t'dct. �orrower shatl pay the prcasiums rcquircd to
<br /> nbtain covcrige substanti�lay equivalcnc to thc nwctqase insueancc prcviaasly in efkct,at a rnst suUst+n3i�lly oqui��alsnt tu�he
<br /> cvst to Horrovver of t4�c mortgsge inwrsnce pteviously m effect. from an altea►aee mongage insurer approvcd�) l.c�xlcr. If
<br /> p�.��,< w�3oas srso
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