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<br />2oioosio3 <br />BY SIGNIN~BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />/ " (Seal) (Seal) <br />Mark @@ i key -Borrower -Borrower <br />~~ ~ <br />(Seal) (Seal) <br />Brenda Yelkin -Borrower -Borrower <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3150 1101 Page 3 of 3 <br />