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~., 20ioosoos INTER VIVOS REVOCABLE TRUST RIDER Loan No: 101232781 DEFINITIONS USED IN THIS RIDER. (A) "Revocable Trust." The Renee J. Goble Revocable Living Trust under the Trust Agreement dated April 11, 2007 Trust created under trust instrument dated April 11, 2007 ,for the benefit of Renee J. Goble (B) "Revocable Trust Trustee(s)." Renee J. Goble trustee(s) of the Revocable Trust. (C) "Revocable Trust Settlor(s)." Renee J. Goble settlor(s) of the Revocable Trust. (D) "Lender." Five Points Bank, a Nebraska Corporation (E) "Security Instrument." The Mortgage, Deed of Trust or Security Deed and any riders thereto of the same date given to secure the Borrower's Note to Lender of the same date made by the Revocable Trust, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and any other natural persons signing such Note and covering the Property (as defined below). (F) "Property." The property described in the Security Instrument and located at 2812 Pioneer Blvd. Grand Island, NE 68801 (Property Address) THIS INTER VIVOS REVOCABLE TRUST RIDER is made this 17th day of August, 2010 and is incorporated into and shall be deemed to amend and supplement the Security Instrument. ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, the Revocable Trust Trustee(s) and the Revocable Trust Settlor(s) and the Lender further covenant and agree as follows: A. INTER VIVOS REVOCABLE TRUST 1. CERTIFICATION AND WARRANTIES OF REVOCABLE TRUST TRUSTEE(S) The Revocable Trust Trustee(s) certify to the Lender that the Revocable Trust is an inter vivos revocable trust for which the Revocable Trust Trustee(s) are holding full title to the Property as trustee(s). The Revocable Trust Trustee(s) warrant to the Lender that (i) the Revocable Trust is validly created under the laws of the state of Nebraska (ii) the trust instrument creating the Revocable Trust is in full force and effect and there are no amendments or other modifications to the trust instrument affecting the revocability of the Revocable Trust; (iii) the Property is located in the state of Nebraska ; (iv) the Revocable Trust Trustee(s) have full power and authority as trustee(s) under the trust instrument creating the Revocable Trust and under applicable law to execute the Security Instrument, including this Rider; (v) the Revocable Trust Trustee(s) have executed the Security Instrument, including this Rider, on behalf of the Revocable Trust; (vi) the Revocable Trust Settlor(s) have executed the Security Instrument, including this Rider, acknowledging all of the terms and conditions contained therein and agreeing to be bound thereby; (vii) only the Revocable Trust Settlor(s) and the Revocable Trust Trustee(s) may hold any power of direction over the Laser Forms Inc. (800) 448-3555 LFI#LFI3101 5101 Pagel of3 Initials: