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-, <br />2oloosoo~r <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) (Seal) <br />Charles ROther _gorrowar -Borrower <br />ti-~ (Seal) (Seal) <br />trim M Rother -Borrower -Borrower <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 4a8-3555 <br />LFI #FNMA3150 1101 Page 3 of 3 <br />