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201005931 Borrower shall promptly discharge any lien which has priatrity aver this Security Iastnament unless Bairawer_ (a) agrees in writing to the payment of the obligation secured by the lisp iri a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in goad faith by, or defeaida against eufor+cement of the liar in, legal procee;dinga which in Leader's Quinlan operate to prevent the enforcemart of ibe liar while those proceedings are pending, but only until such proceedings are conchided; or (c) secures from the holder of the lien an agraaneat satisfactory to Larder subordinating the lien to this Security Listrrumart. If Lender determines that any part of the Property is subject to a liar which can attain priority over this Security Instrument, Lender may give Bornawer a notice identifying the lien. Within 10 days of the date: on which that notice is givesi, Borrower shall satisfy the liras or take one or more of the actions set Earth above in this 5e:ction 4. Lender may require Borower to pay cone-time charge fox a rr;al estate tax verification and/or repotting service used by Lender in coffiection with this Laan_ S. Prnperty Yasuranee. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extepded coverage," and any other hazards including, but net limited to, earthquakes and floods, far which Lender requires instrrancc_ This insurance shall 6e maintainod in the amounts (inchuding dcduch~ble levels) and for the periods that Lender requires. What Leader requires pursuant to the prncexling sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be cbasar by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall net be exercised imreasonably. Larder may require Borrower tt- pay, in comiectioa.with this Loan, either. (a) a ono-time charge far flood zone determination, certification and tracking service; or (b) a one time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fexa imposed by the Federal Emergency Management Agency in comiectian with the review of any flood none determination resulting from an objextion by Borrower. If Borrower Fails to maintain any of the arverages described above, Leander may obtain inrrarance coverage, at Leardtr's option and Borrower's expense. Lender is ostler no obligation to purchase any particular type of amount of coverage. Thexetare, such coverage shall cover Lender, but might ar might mot protect Borrower, Borrower's equity im the Property, or the contents of tl-e Property, against any risk, hazard or liability and might provide gt~eata or lessor coverage than was previously in effort. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly emceed the cost of insurance that Bomiwex could have obtained. Airi- amounts disbrneed by Larder utxla this .geCtiop 5 shall become additional debt of Borrower accurexl by this Security Instnamart. These amounts shall bear interest at the Note rate tinm the data of disburscmcnt and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lcxrdex and renewahi of arch policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, aml shall name Lerida as mortgagex and/or as an additional lam payee. Lender shall have the right to hold the; policies am! rcatewal certificates. If Lender requires, Harrower shall promptly give to Leader all receipts of paid priemiums and renewal ponces. If Borrower obtains any Harm of ims~mance coverage:, not otherwise roquirod by Leader, for damage to, ar desttiiction af, the Property, such policy shall include a standard mortgage clause and shall name: Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt rmtice to the ins,ttance carrier and Leaider. Lendea may make proof of loss if not made promptly by Harrower. Unless Lender and Harrower otherwise agree in writing, air insurance proceeds, whether or not the arxlexlying insurance was required by Lender, shall be applied to restoration or r+~ir of the Property, if the restoration or tr.pau is economically feasi6lc a~ Lender's security is not lerrseaied. Drutiimg each repair and restoration period, Leruler shall have the right to hold such insurance ptocaeds until Leader hag had as opportunity to inspect arch Property to ertstue the N~L3RASKA-Single Famlly - Fannla YrNFnddie Mac UNIFORM INSTRUMENT Q~'~~l Iosi+) Peps a of tas innwa,~~ Form ~ 1A1