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' • '�[7tis.=t�i�i? �fl;l�'ri �t��Improvemonts n�w or hKwfter erected on 1he property, end aN easements, pppurtenuncsa, ��d <br /> ti�rre:s ttaw or ht,toaftt�r A�ert oT fhe�ropcfity, AN repiacemente w��d additlone ehail slao be aavered by Qhla 3acurlty Inatrument. <br /> dVi o!v��s ic���ir.�n�5 I����tur+�c1 ta isl it�t:�F..^.c,ir{ty Instniment n�tl�s"Pro�rsry." - <br /> I7CX{i!U{f�Eii CUVkNAMI'9 th�l 8arawer la kwfuYy a�ad af Yho eat�tr� hareby convey�d and h2e ilte rigM Co y,ant unil <br /> Lonvey tee Propaty nnd th�l tha Propwiy le une�curt�K�d, axu�pt tor cncumbrancas of reeard. 9orrow.x warrunte�tnd wiH � <br /> delm�p�n�rnNy th�tltN to tha F"rapwty o�wlnet�d�lm��nd drnand�, subJ�C to Any encumbnnces of racord. <br /> TFi1S 9ECl1HfTY It�STAUhAENT ..o+nbines unlfonn ao+nn�nt� la ru+tbnal uis Rnd non�unHorm r.ov4n�nte wkh Wnit� <br /> vui�tony b/JahcYction to cenat)lut��unl(orm s�curNy Instrum�nt covwk►p rMl propaty. <br /> UNIFQRkA GbYEhIANT9. BoROwer��d LsndK cov�nant�nd apiw as MNor��: � <br /> 1. Rayrne►nt of Princlpal �nd Int�r�st; Pr��t�en�nt�nd lrts Charp�i. borro��ver ahnll pron,ptty pay whon <br /> due the�c{{�1 of end interec4 cm thA d�t evklenc�d by th���ot�+uid any prep�ym�nt utd Ut�ci�arp�a ciud urtder tne PJoio. - <br /> 2. Funda for T«x�s end Inw�anc�.3ub}�ct to�ppYcrbb Mw or to�vnktm w�irw by L�ndK,BorraNa'�hall Wy <br /> tu Lender on tho d�y manthiy p�}rmente ere due und�r ths Note,unUl the Note le p�ld In tuM,� aum ('Funda') for: (a) Ke�rty <br /> wcea �nd assasamenta which rrwy �►tUln prb►Ny over this S�cwdty lnsUvm�nl aa e Nen on the Propaty: (b) ye�rly la�aehold <br /> p�ymemta cr ground rente on the Propaty, N�ny; (a)yaufy hwvd or properbl innunv�ce prem(u�n9; (d) ysuy Ibad Inauruiee � <br /> premiums,H eny; (e)ye��ly mortgege k►suronce preer�Mims, H cn�;�nd(Q �ny suma pay�6le by Bonawor b l.ender In �ccord�tice <br /> wNh the provisk,na of p�ruynph 8, in Yai ol th� p��t of matqa�� (naur�nce pnMnluma. These itan�a ua caMed 'Eacrew <br /> ftems." I,e�dor may, �t �ny Nrne, cc.Nect and hdcf Funde in u� emnunt not to exn�sd tha maxknum amm�nt a fcnder fer n <br /> f�dernNy reMted mortg�qs lo�n m�y requke for Borrower'� eaaow accaunt unakr the tadand He�l Eateite SeG9+rrNnt Proc�ea <br /> Aci of 197��a u�tanded hnm tkna to tlrne, 12 U.9.C.@ 26t11 et seq. ('RESPA'), u�k�as enolher qtw tiuU np�pYee to the Funcl.s <br /> sMa�'.iFSSa�mount 8 eo,Ler►da may, ot Any tkn�,coNect �nd h��ld Funda fn rn amarnt not to eucceed the Iesser amount, <br /> Lende�r rn��y estknate the�unount oi Funds d�i�on the beah of currt+nt d�Lt �nd re�sonabb esUn�apa nt expendih�rea n!tului� <br /> Escrow�Rema or othotwiae(n acr,ontAnc�o wtlh ippNc�Me kw. <br /> The Funds sh�i!bi held tn an Instlttution whoaa depnsHa �ue InsureJ by�federd ager►cy.InettumenWity,ar dntity(indudhp <br /> Lender, B lender k;�auph an MaUWNan)or In �nK F�etler�l Home Lou► Bank. Lendar shaM s�ly the Funds ta pay th�Esatiw <br /> Nwna. Lmder m�y�?r�t��huge Barower for holdinp a�d ap�riny tne Futiois, �niaua`y r�ic�'y��p ihe se�raa :cc:unt� as vM!!y4n� <br /> ths Esaow Re►na, ur�lorra Lend� pays Bortow�r intaroat on the F�u�ds �nd flppllc�bFs I�w pemAts lender to m�k� such � <br /> chKpa. Huw�ver, Lendx m�y requka Oarower to pay a one-1imH r.ha�ge!or an Indepunder�t.r•eid eatato tax ropostiny smvlcu <br /> uaed by Lender In connectfon w�11i �;hh lan, unlesa appNcnblo �I.qw pruvkks 4therwise. U�f�ess nn agreemeM im m�de nr <br /> � applic�N Mw nqutn�n�r�tqrqs�to,:t�a;p�ld. LandK sh�N not be raqi�lrad,to�a�r.�flbrrow�r�ny [ntorost u►�eomin9�s on 1he�unus. <br /> � � eortower u►d Lenda'mfly tigrert�,'hV wtldr�g, howeva, thal inte�n �Ai�31 tro�ptd.d on tha Funda. l.�ender ahel).c�ive ta 9dtiuweY. �r� <br /> wltttiout ctwp�, en annu�T r,a:n�rrtY�g of the Funda, ahowk�p r,�edita and doblY.9 to the Funds and the pwpo'se for�whtoh.�ach <br /> d�bK to the Furt�ks waa nu�de. �'�'!'i4�:PUnds are pkdQed a�edcMtloqal aecvrity Yor alf auma a�cund by the Security�tn�lUUMant.� �. <br /> H th�Fwnda h�d by l�end�'8xoe�d the aenounta p�rrdlbd tu ib�AeW by�p�Nc�bie Mw. Lmcl�r ah�N account to Botro��r <br /> ta th�accsas Fund� in�coord�n�e,A,�f,+ilth the nqukM»mta o}�ywYceble M�w. R the�unt al�thid Funde hdd by 4endK irR dnY <br /> tMrN Is not suMeNiN to pMy tM Esa»w tt�ms vrh�n du�. I.endK m�y ao notNy 8arowe►in writlng.�nd,tn wch cas�Borrqwpr <br /> shM p�y t� LK►dw�Me wnount neoessry to m�k��ap!he dMdmcy. Barow4+�ah�91 rtwka up th�delk�Nn.ryr in no mon th�n <br /> tw�hr�montl►y pqrrn�nq.at Ler�d�Ps soN dlaa�tlon. '. , <br /> 1�n�rs�ry�{!�fn�Jl�aI�R u�n� �����r1 1w tille R.n�lgwtnynr�f,i wt}tip� �ttuM nrorrently�alund te 8orrwvrr anv fun� . _. <br /> h�ld 4y L�nder. it,undx p�gnrpti.2f, Lender shaN��quke rx aari-the Property� I.endev.P�toY to the�a�uNiqar►or sd�a1.1Ne <br /> Roparty. sh�N ap��ty any Fuods P�bit?_�Sy Lendor�t ths tin»oi acq�Uafpon a sab Aa R aet�t!'apak�et the suma ssax�d by'7A{:v. <br /> SraKlly 4oslnxr�N. �-;.:.. .' ..; . � : <br /> 3. /lpplkali�R�.,A� P�lyliiiitts. Uniess appNcabie law providos otF�c+wfse. dl•peYmet�tr racahr�d by Lon� un�er <br /> pany�apha 1 am�l 2•�ahwll�i�s�p�i: trst,to any�w�yn�+t ehar�}es due und�r the Nolr; s�eond,to arrMUnb payabh ur�dek <br /> ww•cmwn 2c+nw,�o�i.►���r,to„nn.eo p�,�du•:.na �,t to.ny kt4�,.�qe.au.ur�der t�. No�. ,,:,.. <br /> 4. Ch�r�M; U�n�. Borrower ah�N p�y M taxa, �►a�enaments, cfurcpn, fin�e �r►a Irr�posNbns .taibut�bN tp,_9��: „ . <br /> �«y wnbn m.y.a+rn Prio+�y o�.►n,�s sa��y w,�rum.nt, a�a tM..t�via w�yr►w�a«�o�,na nm,+,r+�►• e«�w�•s�+�n - <br /> p�y tt� ol�Yons In Ih�tr�+n� pnvkMd in pw��ph 2, a p nat pdd h that r►w�n�r. 8orrowa shar p�y them on �M <br /> cifnatly w u�..p.n}x� oww p�y�rnnt. Fi�xrowK stNr pronw�N iurnfah to L.ndsr ar nortlas ot am�wnta eo es pnid under u,rs . <br /> �� p�r�pr�ph. M 8orrower m�lut thea� payrtrw�te dr�11y. BorrowK sh�N {xorn��lly AMr�fsh to Lends► r�:�ipts evidnuMtiy th� <br /> �BoROwM sMi1 Pron'iP„Y dfsdw�s�ny N�n wMch h�e �xioril�orK tM� Ss�wrky MatnKr�+t urtMss BoROw�r: (�)��refa in <br /> . wiNN�tc the p�ynwnt d th�ab�yNtkm s�aired by th� im in a-m�nner�W L�nrMr.• (b? contests In pnod fal�h'�hd <br /> im t�:��v.d�►ds ap�kut �a�en.�+mt of thn Wn In. Mpd P�acofldir►Os whbh in ih� Lr�dr�i's�:pfnfor► oprde to prov�r►Y�'(��. . <br /> arMmab[i►¢ik► d th�•�en;,or(o)srGufma lrom Ihe hofder of the�aq:�n asraement safial�ctor�r td�.�:bnd�subordnalinp th�Men to , •, <br /> tMa 3�iii�y St�stltiYi��n?:!t�'Urda�':cNt�nnh�s th�l any pari oi tl�d�Ropaty h su4�,er.1 to a Oen whk:h m�y attah prfo�fty over thh • ��•`, <br /> . S�ouribj�,�fs�w�d�i1��G�nii�f n�ny.�hitl BwrowK�notic�fdeniilYkiq the Yeo.Borro��rer shM wth+ly th�Men or t�ke one a more oE , :�; <br /> tl�e aull6t►�sM N)rRt'ab�ra ip:tl�ys Ct MY qiviny ot tati�o. '•, .:';. • �''f�:: <br /> l;S:�FY�r�Rrd or p clnAursn��.6o+row.r an�u�kdrip ens Unprov«n.nta now�sq�w ar h.n.ttar rraa.d un eha . <br /> �?�b'��+�Y�st t o s�h'ti+'i'Ilra;,,;l�mrds induded within`c��s tertn 'eat�ndod cov�np�s":nn��rry o t her h e s a r d s.k►c i u c i►p � <br /> 1loods or 1A�o�Yq.larWhid�lQt►t�iN'fsquhw Imw�na. TMs Miw�nw shN t�rn�tWn+d inyl��s arr�axtitsi a�d.tar tM pwlods ,,� <br /> M�t LetNia tpukM. 8t1m insar�tiEi dvrMr pro+!kMn�the Insumc�sh�M 6e chosen try Hamwa►'subj�ct •ito'ti�taai�r's�pprowl <br /> '' w1�leN � �at bR�rb�y y�rNhhald. H SOrtow�►1Ws lo m�M�alrt covx� d�ser�d aboY�.La3�r,.x�iny, �t lw�d�r's ": <br /> oplfa�,ob1�Yi ooverpe to ptt�ee�$2r�,rit6qr'a fiyMs In the PropMty h accortMnce wkh p�r�g�ph?'; "�•:';�: �:•';�, <br /> J11 Inaur� po�o{�n a�M �otinia:qit at►� 6e �oeepLWe xo LendK �nd ah�M Indud�a,str�,�rd matp�qo clwa. 4ettd� , .. <br /> snM h.w n,.ripl,t to now tn. p+Wlcle�ana ronew�ls. n I.onder roq�,(r.a�eoROwK sn.r�rirnpt�yw.�o L�+d.r+�M nc.�ipl�.Vcf <br /> prd pnn�b r►d ronew�i nofio�v. In tfia evr�t cr!�OSa,Bonower,yh�N pivs prompt notice td ths Inau!ancx rc�aM�r and Lribw�. . <br /> Undev m�y m�tcr�oof of lae 1f not mtd�proenpCb°by Borrow�. � <br /> t!nlesa Larder and earower otAarwie�ap►e�in writln�, ineur�nce P�'�ds shall be ary�1�d to nsto�ua� a np�k a the : <br /> Prq'►Mff d�rrw�d.M the nstontion or repdr M aconon�iaA�r te�Qbie nnd L�nd�►'s seaxtly{s not fetsbt�d.lf th�natotatlon or '.;;' <br /> ra{�k is not�oonon�icYy tenalble a Lendw's neauiry wot�Fd L7e bssened,the Insur�ncoe procaeda ahN bo�Ned to thr auns <br /> a�cur�d by thfs 3oaxky k►aWment, whether or not then due,with �ny exoesa p�Yi ta [3a�wsr. H Bnrtower�b�ndona tfie <br /> Propeety, a do�s not�nswK within 30 d�ys a n��lka 4rum laider th�t the kisurnnco c�rtfer h�e o}lorrd to satqe a d�'m,then � <br /> le�W�or m�y � the insurw►ce procaeds. Cany'h;e may use the ptoceeds ta �epair or rc=toro thn Fhvpe�ty or to pay wms <br /> o�axeJ by tMs S�curlry Instrument,whelfier or n!:A.;1Ren due. 1'hs 30�dty p�rfod wi0 boyfr►whm the nori�r Is givmn. .. <br /> Unb�ss Londer and Bartower otherwise aqrbe in writlny, �ny �tbn at procaafs to prindpal shMl nat extend• cx <br /> pos�one ths dus dM�W the mmthy payment� nlwrod to in paraqrspl�s 1 �nd 2 or ch�ng�the smou�t of the p�yeixmtu: If <br /> uncirr p�r�yr�h 21 tM Ropeity b acquir�ed by L�nder, @onow,r's dpl►t to u�y tnnu�ce poNciss and proos�du r�sWing Arom <br /> dMriaq� to th� Pro��ty ptkx ta thn aoq�lsition atwl p�.ss to Lendsr to the extaot of the sumz hy thks 5naxily Inaqument <br /> � Rr:.�a.�..j}www iv uR w6y�iwwnxr. <br /> �. Occupw�cy� P�RSSrvatiora. Maintwrema� anci Prohctim of ttw Prop�rRy� �orra�wr'� LaMn <br /> Ap�lliC�tiOn; I.rasl�ltOldl. Barower sh�lf accupy, eartN�Yah, and use the Pro}x�ty�s i3�xrowai��indpai resWence a�th(n <br /> abRy rMys �Rx tha sxscutla� 01 thts Seauriry Instrumat�t end sh:� co�Nnue to occupy tt�e propn+�ty as Barower'a prfnd�s�l <br /> rcsdd�nce tor�t teast onr yeW Mter tAe dnte ot occup�n�y, un!r�s lc�der othMwiss�Qrees dn wdtlng.which eonsent shaN nnt <br /> ba unruasonably rrrNhhe{d,or ur�taes exteaiwtin9 ciramat�nae a�kat w�hich�rs beyand Sorrower'a conVol. Elarroww sh�l!not <br /> de�voy,d�rtrQu or knp�lr the Prop�iy,eMow t�e Propxdy to alMetiorata, or�on�►wt w�ste on�he f4op�rry.e�roww snar b.w, <br /> ciMwk M�nr 1ai�i�ure�ctkm or proc�edhp, whdhK cNN or c�fmina, ta beyvn that in Lend�r'�qocd talth judgm+nt tiroukl resup <br /> In taleituro M the Propaly or othavNa�rtwtaieNy ImpY►the Iben cre�ted by thlt 8ecaxity Mstnr.ne�t or lender'a a�cvrily int�nst. <br /> FY316.LM0(3/96) Pepe 2 of S <br /> J•�, �i, <br /> 3W73 <br />