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20100585) TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MFRS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Nate; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Boxrawer irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HALL I.ot Six (6) and the North Oue Half (Nl/2) of Lot Seven (7), in Block Cne (1), in West Park Addition to the City of Grand Island, Hall County, Nebraska which currently has the address of 1221 NORTH HOWARD AVENUE [Street] GRAND ISLAND ,Nebraska 6$$03 ("Property Address"): [City] [Zip Code] TOGETHER WITH all the improvements now ar hereafter erected on the property, and all easements, appurtenances, and fixtures now ar hereafter a part of the property. All replacements and additions shall also be covered by tb.is Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MFRS holds only legal title to the interests b anted by Borrower in this Security Instrument, but, if necessary to comply with law ar custom, MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and. sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Harrower is lawfully seised of the estate hereby conveyed and has the right to ¢ ant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMIrNT Form 3028 1/OI (page 3 of 14 pages) CrV2023.HP I I i I IIIIII VIII VIII "III VIII VIII VIII I~III VIII VIII IIII IIIIIII III IIIIII VIII VIII VIII IIII IIII 1 1 0 ]~ Z~ 8~ 4 9 G V 2 0 2 3 ~~~ ~~,~