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201005787 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />STATE OF NEBRASKA, <br />D®re J Ap <br />Bo nie J Apfel <br />[Space Below This Llne For Acknowledgment] <br />Hall <br />County ss: <br />On this B th day of Auctust 6. 2010 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified For said county, personally came <br />Derek J Apfel and Bonnie J Apfel, Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: !~/~~/~' <br />~ GENERAL Np7ARY-State of Nebraska Edward J Jarso k -Notary Public <br />EDINARO J. JAROSIK <br />- - My Comm. Exp, pct. 17, 201! <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFQRM INSTRUMENT <br />Form 30281!01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4102 Page 13 of 13 <br />