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2oioo~~3~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Securi Instrument a in any Rider executed by Borrower and recorded with it. <br />KEVIN G WATSON Date KIM WA SON Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by KEVIN G WATSON and KIM WATSON, before <br />August 2, 2010. In witness whereof, I hereunto set my end an applicab m ial seal. <br />My commission expires: 5/10/2011 <br />MAYER <br />GENERALNOTANY-State of Nebraska ONS MER LOAN OFFIC <br />USA R. MAYEMR Hall County, NE <br />My Comm. Exp. May 10, 2011 Identification Number <br />(Official Seal) <br />me on <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Howe Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />® 2004-2009 Compliance Systems, loc. 002D-2E1D - 2009.12.365 <br />Consumer Real Eslate -Security Instrument DL2036 Page 5 of 5 www.compliancesystema.com <br />