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201005'720 "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. Far this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of HAi,L X~A~ ~'~CIbX~ A(~>~dY ~$/A(A~>~/N~1 dam' A/Y9i]R~'~'~~- ~',~,~ Lot Four (4), in Assemblyvill.e 5ubidivision, an Addition to the City of Grand Island, Hall County, Nebraska which currently has the address of 1318 PARK AVENUE [Street] GRAND ISLAND ,Nebraska 68803 ("Property Address"): [City] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additipns shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT' Form 3028 1/01 (page 3 of 13 pages) Amended Yor VA GV2I146.HP I IIIIII (IIII VIII VIII VIII (IIII (IIII VIII VIII VIII IIII IIIIIII III IIIIII VIII VIII VIII IIII IIII 1 10 1 2 6 5 8 9 G V 2 1 4 6 M~- o ~-~