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20100567 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />r <br />KEVIN R STUTZMAN Date KARLA K STUTZMAN Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NE$RASKA ) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by KEVIN R STUTZMAN and KARLA K STUTZMAN, before <br />me on August 2, 2010. In witness whereof, I hereunto set myI : d a d, if~lir~ m offi ial seal. <br />My commission expires: 5/10/2011 ~ ~ / <br />-LISA MAYER <br />GENEAAL NOTARY • State of Nebraska CONSUMER LOAN OFFIC <br />~ LISA R. MAYER Hall County, NE <br />My Comm. Exp. May 1D, 2011 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Howe Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE G8801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE G8$O1 <br />®2004-2009 Compliance Systems, Inc. 002D-7C99 - 2009.12.368 <br />Consumer Real Estate -Security Instrument DL2036 Page 6 0£6 www.campliancesyatems.com <br />