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_ _ ; _ , . . . _ _ , � � _�� - _ t . _---- _ -- -- - ___— -- . _ � � — - _`:t . :1�+ " -. . . - � ------ - - `-;�- -- �:--_--_..____�__.. ._ z—__ - a�_�Y,�.�:...� z __ _. . ` ' . : � _ _ �.�� -_ _ , �. - _ _92,�,�� ` - - . . . _ _ , .. Q366 „ -- �� '��— ,�,►.,�,�be�„ow is ', � `•1.,Fire,�i�Yii�si Ot�e'Iima+i�.'Bottu�vu�shdt imune au impnavements oa ttie 't�cisoraoa or x�bQeq�+entlY etec�ed,a�ast�►Y huaMs.ca�lties.aid boatiRS�cies•ilxluding fur.for virhi�h I�d�1+e�Niaes - - - — - _ __-- - —- ---..�_ • ' -RS- Borrowec- —.� .—_,_ . _ . _ . . - �--- - SO— --- . - i�e all itt�vemec�[s oo the Propesty.`whetLet naw in a�tiste+noe or subsoquentlY ertcte�.agait�st loss by Etaods td the attenE • cequic�ed by the Sea�etuY. AI1 inwriooe sh�ll�e cstriad wiW c�p�nies�Q�uved b�Lender.The insuranct polic�s aad�y - �s�}�at�be l�eld by Lrnder aod sl�li inciude tuss payabte ctutses in favbr of,aid in a fo�m ao�xptabte to,Lender. ,- Ifr tde eve�it of loss.8orruwa s1uU g�►e Laider immedi�e uatioe�by mait.Ltrtdes maY matce Proof of toss if aut tn�dc . . rc :' P�P�Y bY Bo�tower. Esch�sa�ance conspu►Y conceroed is her+eby authari7ed�d directed to m�tce p�yment for sucb toss , dinectly to�ader,iisstnd of to Barutiver and to Ixtder jointiy:All or any part of the incuranoa proeeeds may be aPPtiod bY i.ender.a[its optio�►,tither(al to tlie�eduction of the indeptod�ss under:the Nae and this Security Instrumen�first ta anY . detinc�ent�unts appliod in the oider in paragraph 3.and ttfai to pnpayment of principat,or(b)to tbe rRtor�tion or rep�i* ' of ihe,dunaged Property. My applic�tion of tbe pmcoods to the pri�cipai st�q not eata�d or pastpone tAe due date of tbe - �Y P�Y�whicb atie refer�ed ta ia pangtsph 2,or cb�nge the�mount of such payments.My exass inwrar�praxbds over an amount raNi�nd ta PaY ali outsta�ing indebtedness under the Note and this Saauity Ir�suument shali 6e paid w the . - -- -- eotity iegally entitt�d tbereto. ' In tbe eve�rt of farcctosure of this Secarity Iastnunent ur otber ua�sfer of titfe w t6e F�perty Wat extinguisfles the � ime6tedness.ali right,tide aM ituerest of Bomawer in aad to insusance policies in force shatl pass to the purchaser. - 5. Uonrpa�y, Pcesa�atbn. Maintaaoee and Prnte�tion of tbe Ptopett': Bocrn�ra''s La�ri:ApplkNiu.�; �, : - �,�oids. Bonnwer sbalt occuPY,escablish.a�use We Praperty as Borrower's prir�cipai residet�ct within sucty daye after the execu6on of this Se�urity liuuumenc and sha11 ca�iiwe to ocwPY��Y�$O�wePs principal residence for at teast one ytar after tl�date of acwpancy.antess the SocretarY deuxmines Wis toquirement�n'p wnse undue hardship for Boaower. - or unCess ex�:�n8 circumstatres emst which are beyond Bormwer's-cantrol. Eormwtr shall�notify L�eaders of any =- e��o�.Bormwer shall not commit wasie or¢estroy.damage or substantially change the Property or aUow '.;'<< tbe prapeny to deteriornte.reasonable wear�d tear excxptod. Lender�may inspect the Property iP the ProPeKi+is-vac��°r =—_ �o�d ar the loan is in defauit. Ieader may take reasonable accion to protect and presen+e such vacant�r abandoned e,-.;.-r , property.Bonower shali also be in default if Borrower.duting the loan applicatian prucess.gave materiatty fatse or inacca*ate �_�-- '`:'; infortnation ar statements to Leqder(or.fa�led to pmvide i.ender with any material informa6on)in wnnaction with the�loan �=�-=.- - � ' evidenced by_ihe Nate,including.bnt ca�t•limited w. representatians conceming Horrower's occvpancy of the,Propert�r as a — � principal residence. if this Sea�riry I�t is oa a fe�sehold. Bor�wer shall comply with the provisions af tt�e lease. If i•,� Borrawer acquires fee titt�ro the Praperty,:the leacehold and fee title shal!not be merged unless i.ender agrees to the merger in _ -�` 5 WIlUA& .. : . . �.�,. `•�`'�� :,'.� 6.Chaiges to Sart+utiree and Prot�eion oi I.ender's Rig�in the Property.Borrowgr shall pay all govemmental or --..__�: municipat charges.fines�d impasition��ihat are �of izctaded in paragraph 2. Borrower shall pay these obligations on tima �=�;�.� • � +�.n directly to the entity which is owed the payment.if.`�i�to pay would adversely affecl Lender's interest in the Property.upon =s�f��-= �_:� i Lender's request Borrower shall promp8y farnish to i:..=nd�r receipis evidencins these payments. �,� A �`-`' -_- ;!�;`;'• - If Bocrower fails to make these pay-r.:�ts or the Q�yments mquired by paragraph 2.ar fail.c to perfortn any other wvenants ��;�„_ "��` and agraments contaired in this Securiry Instrumers.ar there is a legal proceeding that may signifteandy affect Lencter's rights �� �,.= - ' in the Property(such us a prace�ding in bankruptca+,'�a•:cnndemnation or to enfoxce taws or regulations?.Wen i.ender may do �;--=__`. ment of "�'�� and pay whatever is necessary to protect Ihe value o€�u5e Property attd Lender's rights in the Property. including pay .�-yv_ taxes.hazard insurance snd other items mentioned in paragraph 2. �'��'�`� �'a'=�r_=� , - . ��- ' Any amounts disbursed by l.er�dcr under this paragraph shait 6ecome an additianal de6t of Horrower and be secured by -;z�;;�:�