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2oioo5sos shall reconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person ar persons shall pay any recordation costs. 20. Substitute "trustee. Lender, at its option, tray from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 22. Riders to this Security instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of s Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es).] Condominium Rider ^ Graduated Payment Rider ^ Adjustable Rate Rider ^ Planned Unit Development Rider ^ Growing Equity Rider ^ Other: BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in any rider(s) executed by Borrower and recorded with it. -Wifiess Seal Billy J Sa for -Borrower -Witness -Borrower STATE OF NEBRASKA, C(o~u,~n''it~y1ss: The foregoing instrument was acknowl dged before me this ~ day of , ~, by Billy J Saylor. /5 ~ J Wifiess my hand and notarial seal at r ! Gl-- rn said County, the date aforesaid. My Com-nissivn Expires: ~ GENERAL NOTARY • State of Nebraska ELIZAHErH A GARDUNO -- My Camm. EKp. March 2, 2013 Notary blic FHA Nebraska Dead pf Trust with MERS -4/96 Page 7 of 7 Amended ~lD4 IDS, Inc.