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(C) 'lender" is 2 010 0 5 5 91
<br />NATIONAL sANK DF KANSAS CITY .
<br />Lender is a CORPORATION
<br />organized and existing under the laws of KANSAS
<br />Lender's address is
<br />10700 NALL AVENUE SUITE 300, OVERLAND PARK, KS 66211
<br />(D) 'Trustee" is ~ ~~ ~~ ~ ~~ a~`1.. ~~,~n~SL~-~a1~ C~-- ~
<br />GR~ID~LA~ P~(ST~CT 8~ O .
<br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. HERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. HERS is the beneficiary
<br />under this Security Instrument. HERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-HERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST OB, 2010
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED FIFTY OGHT THOUSAND THREE HUNOREb THIRTY TWD AND NO/100 X X X X X X X X X
<br />Dollars
<br />(U. S. $ 168,332.D0 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than SEPTEMBER 01, 2040
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />~ Adjustable Rate Rider Q Condominium Rider Q 1-4 Family Rider
<br />Q Graduated Payment Rider ~ Planned Unit Development Rider ~ Biweekly Payment Rider
<br />[] Balloon Rider Q Rate Improvement Rider ~ Second Home Rider
<br />© Qther(s) [specify] VA RIDER
<br />(d) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments, and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-af--sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />Initials
<br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MFRS
<br />VMP-BA(NE) loatol paaa z of 15 Fonn 3028 1/01
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