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.~ <br />201005586 <br />BY SIGNING BELOW, Borrower accepts and agrees to the termis and covenants contained in this PUD <br />Rider. <br />(Seal) (Seal) <br />Gary L. Sod -Borrower -Borrower <br />0 ~ ~ (Seal) <br />Suanne M. 5oden -Borrower <br />(Seal) <br />-Borrpwer <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddieMac UNIFQRM INSTRUMENT <br />Form 3150 1101 <br />Laser Forms Inc. (800) 448-3555 <br />LFI #FNMA3150 1101 Page 3 of 3 <br />