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...::. _ <br /> . .. .. .... .. . <br /> .: <br /> . .. •:,. , , � <br /> � . . i t�t; �. , . <br /> ; . ., � . , _ ,. — - <br /> ,... . , - -- -`�„° . _ � , , _ __-- <br /> �'� .y«.�^ .. . .... . . - -- — —---- <br /> ___. _ . . ._.. .._. . . _... ... <br /> --._--_-- _.... _ � ���� � :e t• � <br /> �q��r�!t WiTF{n��tii�ianpravematts�iow�or IicreaRor etectetf on the property,and al!easements,nppurtenances,and � _ <br /> flxter�:s uow a�• hercaR�r n ��art oi' !he pro�Krty. All re�lucements uncl nddiNans sl�nl! niso be covererl by tPiis Sscurity <br /> Iu:;lit�iir.�zt. All uf�I��fw�;:�uh�l�is refcu�d tn in Ihis Sc�urity InsUUtiie+it rv tiie"C'ropciiy." <br /> 13UftRU15►rsR C:(lVL3NAN'PS thnt Borrowr.c Is iawfully 5ciscd of die c�tnte Ucreltiy c�nveyed ancl hiis thc right to gr;,nt aud �'-'� <br /> convey lt�e �'rnhetly antl Iltet the Pr:�perty i9 uncncwnberecl, except iat encumbrancrs of rt;cord. Rorrawer wu►•raiils uttd will — <br /> defe�xf gentrslly the tiUe w the Property agalnRt ell claims a►xl demuixis.aubjcct to any encum6runces of rect�rd. <br /> 'PFIIS SkCU1tlTY INSTRUMBNT comhines uafform covenants for naUonal use nnd non•un(form caveuants with Ihnited <br /> varintinns by Ju�isdiclfon tn constitute�uniform Fa:urity dnsirun�ent covering real propeny. <br /> UNI�S3P.�3��VLNAAI'f5.l3arrorler nn�9l.rncter covenant end aGrec as foltoevs: , <br /> 1, I'nYm�nt aC 1'rincip�l w�xi lnterr�t+ 1kep�Yment �nd I.�te Chwr�;es. iiorrower shall promptty pay when dun thc <br /> principal of ar�cl iutercst on thz debt cvi�cncal by Q�e Nota e►xl auy prepayment n��d lote ch�rges duc under the Natc. <br /> �.Fund�fat T�xrs�nd i��surance.Subjr,ct to apnlicab�o law or to a written waiver by l.encier, Borrow¢r sha11 pay ro <br /> Leixier on tlic day mnnihly paymenvs are due undcr tha Note,until the Note is puid in full,a smn("Fucxls")for:(a)yG�rly taxes <br /> and qssessmentK which may uttain priodty aver this Security In�►cunxnt as 1 lien a�tt�r.Property;(N?Yc�r�Y�e�sehola payn�ents <br /> or gr�und Fcntn on tt�:E'e��pcny,if nny;(c)yr.arly hu�.nrd or property insuranr,e premicema;(d)ycarly flnod in�surat�ce premiutn9, <br /> if�ny;(e)ycArly mongngc�nsura.nr.c premiums, if any; and(�any snm.v pnyuble by Borrowcr to I.ender, in accordance wtth <br /> ttu:prav�siona of parag��ph 8.in lieu of tho pnym+:nt of nx�ngngc+nsucsnce prcmtums.Th�:sc items era cnlled "Escrow Items." <br /> l..end�r mny. at anf ti�n�c, collect and hold Funrla in �n aniounr. not to excced thc maxim�r.m amount a Iendar far a fedcrolly <br /> related mnr�gagr. Ic��n mey rcquir�e For Borrawer's escrow account under Une federcc! Ru+l Fstnte Settlemcnt Procedures Act �f <br /> 1974 as rmendec!f�m tim�to tinx. 12 U.S.�C.Sectlon 2601 et stq. ("R�SPA").un[ts�nnadir.r lavr tl�nt applies to thc Fnnds <br /> aels e lesser�mount. If so. Rxnder may. at any tin�e, cotlect and hotd F'4ruls i►e an amount nut �o�r.xcaci tha lessor mm�utrl. •. <br /> i.ender m�y eslitru�te�he smount of ru►rds uue vu ii�b�i:,of cu:rr.:c'::��ans!!e?.�?ralhl� estitnutus o(cxpe►xliturc.g�f fulurM • . .� <br /> F�s;;n�,+w Itenv or othecwise in accocdance with applieu8le law. , � -_ <br /> Thc Fun�ts shali bc held io an institution wh.o� deymsits are insurtd by a l4:��era1 agency, instrumentality, or enti!y ., _ <br /> (in�:luding l.ender,if I.eoder is such an iz►stii,titi{on�or in any Federpl fr�amc Loun Ban'k.I.�nder shall apply thc Funds to pay rJ'r" , �' <br /> �scrow Itenna.I.ender may nos ch�rge Borro�ve+r for holding and applyfuq the Eunds, aumunlly�wlyzing tht escrow sccouht.�?t . �'_:�? � <br /> etrnfying 1he L.uYOw Item�,unless L.eixler pays Bonower interest on the Funds and aypplicablc law permits Lender to make suc't� • �;,,: . <br /> a cFsasge. 1Kowever. l.ender may require Bor�nwer ta pay a orn-time chvrge for an 6nrSr.pendent reat este:e tax reporting serv�ce '"` ;,�; <br /> usod by I�ender in con�ection with this laan, unless applicable law provides oa9���rwise• Unless an agrament is made ar ,,1. ; <br /> fppiictble I�w requires intercst to ire paid,[.cnder shall not�e required to pay Borrower any intercst or camings on the Punds. <br /> Horrower�nQ Lender m�y agra in writing, however.that�ficerest shall be paid on the F�urxis. i.en¢fer shwll give to Borrawer. ,,; <br /> withcwt cfwrgo, an annual aa�ountin�of thr� Funds. showing credits and debits to tht Funds and ttx purpa�e for which e�ch <br /> ck�bEC io the Funds wps nr�ade.n�runda srs pisvga;a��:i.;t�r.�10.....:rit,£�e a!!�!�'a;crcu�d by this 5ecuritY Insin�ment. _ <br /> {f tfre Funds hetd by l.rnci�r exceed r�emounn pennittod to tx�held by appiica�'le�law,Lender shali account to Aorrower • <br /> for 1ho excas IFi�nda in a000rdance a►ftt�3k,��rquircments qf upplicable law.if the�mi�unt of¢he lFunds hcld by Lender�t xny <br /> tirne is not ouEt"i�..�it to pry the Escrow it�m's.when�iue.L.ender may so rwtify Borrower ln writi�►�;.imd,in such cue Flnrrower <br /> spuAE p�y to l.rsolrei the amount neoessarY to make up the�StefCiency. Horrawer slu+�3�nu►ke up tha't�kflciency in�x�more eh�.rk:'• ' <br /> tw�ive monthlY PsYmaMS,at 1[,.end�r'a sofe dixmtion. "; '�i• r�,��+. , .� <br /> � I rofun� to��tit�rrc►wer an <br /> Upon p�yma�t in full �rF ail sums secured by this Security instrum�nt, I.e�r�ahall prnmpl y Y <br /> �unda hdd by L,encler.lF,under parag%ph�1,l.cnder shal(ncquire or ull tha Property,l.t��der.pri�'to the acquisition ur sala <br /> o(tha pro�x�ty. eh�Jl apply�ny�unds held by L.ender at lhe Wne of acquisition or sale u a crodit ag�inst the sums secured b�.'�. <br /> thla Security I�trumem. � <br /> g,Ilppikst{uo ot Par�a!�lo Unfe�applicAble law providw Mherwise,alE{pqyRSiuKS re�xivod by t�dxier unda'pu'�Braphs <br /> 1 xnd 2 ah�ll b�e�pplied: fiPS(ti'�t��nti�Y pn.�xYment charBee due under the Nate: sticc��(au1,cn amounts p.y+�bla unciar p�agrsph 2: <br /> lhird,ta inte+�est due:tourth.to pinicipa!d4�+a����•to any I�te charg�due under the Note. � <br /> , 4.C�e',y>X,,ieir. Borrower sh�Ji,tpa�!all tax�s,a5s�ss�t�nts,c#�arges, fines and impositio�s,attributable to the PnuQezt;�%���' <br /> which may Rttdn pdoeity over this SecuP)ty l�trunx►tit.and Ie�sei�a�bd,�.�p�y�C�s 9+'grou�d�:;jf�y. $OnO�"'�r sha11 yx�1y�� <br /> these obli��tiora in the manner provided in pa�agraph 2.or if not paid i�'iia�t nwnn�C'r:�Oarrower ahsll p�y them.ptt��ime dtrcxt�y <br /> to the�rson awed payrrxnt.8orr�wn sh�ll promptly furniah to Lxnder a11 nottcr,�,ai�,h�puarMS to be p�id t��der't1Y1a ppt+iSnph• <br /> If$ortawu makes these paym�nts directly.Bonower sl�all prompxfy fprt�ish ta L.e�'ai Jeceipta evidencing the p�y�r�nta. <br /> 8arrower shall promptly diachxrge any licn which luis Frxoritv o�cr;this Socuriry Instrumcnt unless Borcower:(�)ag�es�n, <br /> writing to the paqmer+t of the d+lig�tion xcumd by the lien In a man�r;nC.cep[able cu�Lender,(b)conteat:in good fiitfi thc f� <br /> tiy,,;or defoncis a�rinst rnfi�n�me�t of thz lien in. Ier,at,prrx;adinga'4vhlch in.the Le�xler's opinion operate to preveot the <br /> d�i�Pc►rcen►ent of tho fia:;or��:j�.s�;ures from tlr,holder qP'Eh�iien an 9grccmcnt�(i;'r�'xtary to Laxler subordinating tho lien to <br /> this Securiry instn�ment. 1f ra:siLf��•de4-.t�nos that any part of the Pn�{ioriy is sUb}tece to a lien wfiich may atafn priority over <br /> this Security Tnstrumem. Lender may g+��t�l3orrow�r a rwtia idcntiCy?ing:�lx(itn. Borrower shall satosfy thc lien or t;dce ane or <br /> nx►r�e of tite 9ctions aet forth afwve withie�!0 deys of the giving of�x.�'ice. ' , <br /> � • ' • Fam�3i}�8 9N20 <br /> papr�oi e � <br /> 1'. <br />