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201005570 (C) "Lender" is WELLS FARQO SANK , N . A . Lcndcr is a National Association organized and existing under the laws of THE UNITED STATES OF AMERICA bender's address is P • O • BOX 5137 DES MOINES, IA 50306-5137 Lcndcr is the beneficiary under this Security Instrument. (1)) "'T"rustee" is WELLS FARGO FINANCIAL NAIL HNIC (E) "Nate" means the promissory note signed by Borrower and dated JUNE 2 4 . 2 D 10 The Note states that Borrower owes Lender ONE HUNDRED TWENTY THOUSAND AND NO/10 D Dollars (U.S. $ * * *120, 000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than ~TULY 1 , 2 D 4 0 (F) "Property" means the property that is described below under the. heading "'I rrnsfer of Itighls in tlre. Property . " (G) "Loan" means the debt evidenced by We Note, plus iufcrest, any prcpayrnerrt charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Kide-:;" means all Riders to this Security lnslrumenl that are execulcd by Burrower. '17re folluwiug Riders arc to be execulcd by Borrower [check box as applicable]: Adjustable Rate Rider 0 Condominium Rider D Second Ilome Rider ^ Balloon Rider ~ Planned Llnit. llevelapmenl Rider 0 1-Q Family Rider VA Rider ~ Biweekly Payment Rider 0 Other(s) jspecify] (I) "Applicable Law" means all controlling applicable Lederal, slate and local statutes, regulations, ordinances and adrninislralive rules and orders (tl'rat have ll'rc effect of law) as well as all applicable Cinal, non-appealable judicial opinions. (.I) "Community Assaeiatiarr Uue~s, I'`eCS, and Assessments" means all dues, fees, asscssnrcnts acrd other charges that arc imposed on Borrower or the Properly by a condominium associatiar, trarteowncrs association or similar organization. (K) "Electronic Funds Transfer" rrreans any transfer of funds, other than a transaction originated by ctreck, draft, or sirrrilar paper irtstrurncnt, which is initiated through an electronic terminal, telephonic instrument, computer, or rnagnelic tape so as to order, instruct, or authorize a financial inslilulion to debit or credit an account. Such term includes, but is uol lirniled lu, point-uf-sale transfers, automated tellt:r machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any cennpcnsation, settlement, award of damages, or pnrcccds paicl by any third party (other than insurance proceeds paid under the coverages described in Secl.ion S) Cur: (ij damage to, or destruction of, the Property; (ii) arrrdcrrrnatiun or other taking of all or any part ul' the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations oC, or omissions as to, the. value and/or condition ol- the Property. (N) "Mortf;apc Insuratrce" means insurance protecting Lcndcr against the nonpayment oC, or default orr, the Loan. NEBRASKA - Singlo Frfmily -Fannie MaalFraddie Mac UNIFORM INSTRUMENT ~~~ -6(NE) lost t 1 Page 2 of 1 6 i~,nmi~: Form 3026 1101