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<br /> � ''`� UNit�ustM CUV6iVhI1 i a. Eorcuwar ard l.e;�der eav:n�nt,:a3 8a[C=G!ftif�IO'�9: ��� ��,��A "�--�
<br />- , � 1�, Payment of Princlpal mnd Anterest;Fre�am�ent ertd Ls►te Gt�ar�es. Dorrok�r ahall prompdy pay whcn dua the �
<br />' �� '.�''�' '^'� pdncip�l of�nd lntorest on the dcbt evWetoceA by tho Noto ad Qny pr�piyroent and latc chargee duo under�he Noro. �
<br /> -.1;�%��.t� 2, FqIitI9�OP�ARl:lBfld IQ91ti'iiilCB. SubJect ro applicAble law nr w�written w�ivor by Lendcr,Aorrower ahall pay to Lcndcr an �_
<br />'-�'A'"•'�`� �fie d�y monthly gqmenu aro due undcr the Note,unHl 1he Noto la paW In full,r cum('Funde')for.(�)yetdy uuee and�asessmcnW whtch
<br /> ' .,,,-,r`a� rn;:y att�in prlodry ovcr thls S�cudry in!tN�+'nt e�e Ikn on the Froperty;(b)yeatly leauhold pxymenu or ground rents on tho PropeRy. "-
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<br /> '`��'""�'? It anv:(c)veariy tuiatd or propeet5�lnronnca pmmluma;(d)yuriy flood insurnnco premlume,if any;(o)yurly mottgago Insumnco pamiums, —
<br />,-�;�;:-��-...-= if any;md(f)�ny sum�piyable by Batrowerw[.cnder.fn au:u�Qriiui wIL`�ttc�mvt;io;u of Fsrgrph tl.�n iien of ti+e psym�:m ui nwu�r�� `
<br /> _�i��� Insunnce premlum�. 'lrieso ttam�t�n alled'Cscsow ltem�'. Lender msy.it any dmo�collect tttd hold FUnds in�n aniount not ro eaceed
<br /> the m�aimwn unount a lendsr for a fedemlly rcltted mortg+8e loun m+y cequlro tor Bor[ower'e escrow account under tho tedenl Real
<br />- ;,,,�,��� Esata Settlement Procedurc�Act ot 1974 as imencted from dme w dme,lZ ll.S.C. 1601 at se6.(•RBSPA'),uNess another taw�hat appAes ro
<br /> _;ti., �. . ihc FLnds cw a leuer wuount. IP so,Londer may,u onY dme,collect uxl hold fUncte ln an imount not to exceed the lesur unount. Lender `
<br /> �:"4„R�r•: � may esdivato�ho unouat of Funde doe on the C�sis of currcat daa and rcasonxblo estiswtee ot expeMltun�of tLturo Esarow[tems or othcnviso
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<br /> "--?�is''�`L. III Itt:CUNMIN:V W�ii14j��IIGS'i}�IiW. G-
<br /> �-"='~'' 'Ilw F¢nds sh�ll be heid ln an insdmdon whose deposits aro InsuctA by�federai agency,instntmcntatiry,or endty pncluding Lender if Lender
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<br />��;�,,..,;n,��.i ie such tn lnsdtudon)or ln any Federai Home Loan Bank. Lendet shatl 4pply the Funds to p�y tha Becrow Items, I.ercder may not ch�rge _
<br />` --r;;���,� Borrower for hotding and applying the Funda,uinuaAy atulyting the escrow eccoun[or veeifying tho k3scmw Itcmf,unless L.ender paye 8ortower
<br /> '�`.:Y�-.a�r interest o��Ge Funds and applicable law permiro Lender m make auch o charge. Howevet,Lender nuy reyulte Borrower ro pay e one-timc charge
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<br /> �� � ��+ for nn Independent rcal estato tax teporting se�vlcs uaed by Lendor 1n wnnudoa erlth this lo:u�,uxilesf applfcable law providts o�httwir.e. Unl�ss �-
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<br />--:_.�,�.,r., .a agrupunc Is m�do or�pplicable law rcqulres inttrcsc co bo p�ld,Lendor adatl not be requittd to p�y Borrower any interes[or eaminge on thc
<br />'��`+"'�:""''• Funds, Borrower end Lendcr miy a8reo in wdting.6owover,th�t intercst ahill Ix paid on tho Funde. I.ender stull give to Hormwcr,without
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<br /> :-�:�:-rt.4�_ cAuge,en uumel�ccoundng of�ho Funds atiowing crufia Qnd deb(ts to the Fl►nd�aaf the purpose for which each debit to the Fw�ds
<br />,�;,,-�,,•;i��� waa�rudo. 1he Funds�ro pledged as�ddido�ul secudry for ul aimv secund by tdla SecuNry Inswaunt.
<br /> :�'L7=t��l It ihe Fuads Aeld by i.ender eRCeed tho unounte permiaed eo bo held by appliwble IAw,Lender shall account to BorrowPC far the excass —
<br /> ��+ �� FS�nds In Rccordanca with the tequirtmcats ot�pplic�ble liw. If the u�wunt of the Funde 4etd by Lendar�t any Nme is nat sufficlent to pay Wo
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<br />-__�-'��� Escmw Items wtxn due,Leader may u�nodry Bornuwer In wdting.tnd.in cuch case Bormwer sh�ll pay ro Lender the unouut neussary to mal�e
<br /> ` up ttw defickncy. Borrower eLxll make up t6o deficlency in no mon�6an twelve moa�hly paymenu,at Leader'e sola diuredon.
<br /> -�,s—"'`� Upon p�ymcne in fuli of ail svms secured by rhl�Secadty Iastcumen4 1.ender shall prompdy relUnd to Borrower ony Funds held by Lender. If
<br /> -- -= undor pangwph 2l,I.ender etull�cquf�n or ull tho Properry.I.ender,Prior to d�e acqulsidon or salo of the P�opary.shall�pply�ny Funds held
<br /> ---_.���� bY LCO�CI tf IFIO Om4 OI�Glj41J1tiVU vi o�i'v i5 i Liwal:ltp.�..::!L•�=SSSL'S`�S:S"-`�hy ehie Gr.�rlw inetmmr_.nt _
<br /> ___;.�:� 3.ApplieaHon ot Paymente. Unleu applicsble Iaw pmvidn othenvtse.all payments aceived by I.ender wder pingcsph�1 ond 2
<br />-�r,,�jy�;,`� shW be appllal:fint,W any preWYmcAt cLuQes due under the Nou:eecond,co unounr�[xyible under pusgnph 2;third,to intorest due;
<br /> ��.,;:,.�� fuunh.to pdt�ipd duo;tnd lut,to any IRte cluraes due urWer the Note.
<br /> = 4. Clwrgai Liem. Borrower�h�Jl pay�!I uu�a.assecsmenn,c6uses,Mn�ad troposldona aaribunble eo tha Property whtch may
<br /> � attain ptfodry over d�i�Socurlry Inrt:umeat,md Iwehold p�ymenu or�round nnte.it u�y. Bor�ower ahill p�y theso obligadoa�ln tho mtnasr
<br /> — pmvWod in pan�aph 2,or it not psfd la dnt wanner.Botrower sh�tl piy thcm on tlme dinctiy to the person owed paymnt. Bortower sh�ll -
<br /> prompdY t�mlth to Lender�11 nodcot of amounts ro be ptid under tiile pangnpfi. If Domower maka these paymenv dinctly.Hortower
<br /> _ d�all prom�tiy tUmiah to Lend�t recelpn evidenctn��he p�ymenu.
<br /> - . - -- Hocrower shdt prompHy discharae�ny Ikn whkh has pdotiry over this Secudty Insaument unitss 8ortowec.(�)agoers in wddng to t4o psy-
<br /> ment ot the obIlg�don securcd by the Ilen in i muuier acceptabie to Lender;(b)contesrs In gaod fal�h the Ilen by,or defends agnl�ut enfomement
<br /> of 8w Ikn in,ieg�l proceadins�which in ttw I.ender'e opWon opento to prcvent�he en[orcement ot the(ien;or(c?secuns from the 6alder ot tho
<br /> lien�n nQreement�dsf�ct4ry w Lender subo�dlnadnB the�1en to tdis Se�udry Iiu�ument. It LeMer deamilna dut any pan of dw Propecty ia
<br /> �ubJat W a Iien whkh may atttlu priodry over th1�Secudry Iostcument,LeMer m�y gfvo Borrower�nodco idendfyt��ho tien. Aorrower shdl
<br /> cadsty U�o Ikn or dke ono or more of the uctlon�aet forth ebove withfn 10 days of tUe Etving of notke.
<br /> S. �IATatd Ol'P[OpE1ty IaluPatlCt• BormWer rhill fceep the impmvemcne now exisdng or hnreafter et�ected on d»Pmpeny��sund
<br /> taainst loss by firo,h�td�included within 16e temi'oxundcd c4vetr,ge"�od�ny odxr 6uuda.�n�a�nooa�or n«,a�n�.for which L.endet
<br /> requiret imurrnce. 'ILIs inwrmco slull be milntained in tye�ma►nts ud for tiw perbds�h�t Lendet�+equlies. 1ria�.nauu�ce cittier pmviding
<br /> the inwnnce�hill be chosen by Florrower wbJec4 to Lender'n�pprord whkh alull oo�be unreasotubly wtd�hetd. If Bomower Nils W msintain
<br /> cnveruo described Rbore.Lender sn�y.at Lender'e opdon.obuin wvenge tu protect Le�ler's righn in the pmpetty In�ecotdinco with
<br /> Par�6aD6 7.
<br /> All insuruke pollck�ar►d renew+ls shdl be accepabie to the I�ader ud ahill inc6�de a snndaid mo�tgige cimse. Le�►Aer eh�11 tuve the
<br /> d�ht to hold dse polkiee uxl renowal�. If Lender ttquina,Bormwer shrll promptly give to Lender iU recalpts ot patd pren�lume tad«newal
<br /> �°`""`°'°•s" �wdu,�. In the event of Ioss,IIorrower stuU gtve prompt nodco to the tnsurnnc:n carHer iu�d Leuder. L.ender wy make proot of loas i[not muJa
<br /> -:;:ais�e�� PtnmpdY by Boirnwer.
<br /> Y��''�—°- Unless Lender ud Bortower otht�wise�arce In wrldng,insunnce pmcecds ahill bo eyplied to rescontton ot repair of tho Property dpmaged,if
<br /> -�"-`�ffi'9° the rcstondon or rcp�tr is economicaliy fcuible a�Lender's suuriry is not tessened. IP�6e raswndon or repiir is not econon�ically feasible
<br /> �.�.�,.��
<br /> __;.�;����n�� or Lender'e secwiry would be lessened,the insunnco proceeda atiall be aypHul Io tho sums secu[ed by this Secudty Lnstrument,whether or not
<br /> - '""'^:'`"`;�i then due,with�ny oxcesa paid to Bomowet IP Borrower abandons the Properry,or does not answer withln 30 d�ys a notice from Lender that the
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<br /> --- ` :h� fnsu�ice carrim has offeted to aettle�clnim,then Le�er m�y collect the insunnce proceeAs. L.ender miy use the procccds to rcpair or restore
<br /> ����r„�jh�A+'� -
<br /> ::.�.iti���c�R,� tho Ptopttry or to pay sums secuied by tlil�Securlty InswmenG Whethcr or not�heo due. 1Ue 30�day pedod will begfn wUen the noUce is given.
<br /> =������ Ualeu Lender rnd Borrower othetwiae i6me in wddng,�ny�ppitcadon of proceeds to priacilul chili nos extend or postpane tha duo dato
<br /> ��,-^.,
<br /> x��?=l." of IGo momhly p�ymenb oefemed w In psnanph 1�nd 1 or chtnge the amount of the payroents. itunder pangnph 21 the Property ie
<br /> �.,_,_���r
<br /> ;'r;"��le��,�� acyufrcd by Lender.Hormwer'e dgt�t to eny Insur,mce poltciea pnd procceds rr.sulting from dom�ga to the P�openy pdor to tlie acquisfdon
<br /> -.-__-- �•+�� •�....ai.,c.,....tw In�mun.ne Immlvliatelv nrinrtn the arnuidtfnn.
<br /> --. •. sluil pass m i.cndcr ai inv caicTii'v?up�...,.�:....��..�—_,��_-------...---- . _.. ,.
<br /> � ����`' 6. Occupancy,Preservetlon,Maintenance aad Protectton of the Property;Borrower's Loan Appllcatiou;
<br /> ':,.,,:�,;;�. =„F
<br /> � ';��� '' LC05ChOlds. Dorrower sluil occupy,esuDlish,�nd usa the Proparry w Borro�ver'e princfpal rcaWeRCO witliln elary days aRcr the caecudon of
<br /> � ; ^ this Secudry Insunment and atuU coeetinue ro occupy the Prope[ty ee Botrower'�prir.cipal residenco for et least one year after die date of
<br /> , ,.,,�,, occupnncy,onles�Lender otLernise agreee in wddng,which consent shnll not be unreasonebly wi�hluld,or unless extenuadng circumstances exist
<br /> whtch�ro beyond Borrower'a control. Horrowcr shall not destroy,duna�ge or impafr thc Pmpc�ty,dlow tho Property m deteriotetc,or commtt
<br /> • wesro on t�e Property. Borrower shell be in default if any fodeitun iction or p�occeding,w8ether civil or crtmtnal.Is begun that In Lender's good _
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