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201005519 (P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (Q) 'RESPA" means the Real Estate Settlement Procedures Act (12 iJ.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subjeca matter. As used in this Security Instrtnnent, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MFRS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MFRS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Ha11 [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] THE FOLLOWING DESCRIBED REAL PROPERTY IN HALL COUNTY, NEBRASKA: LOT SIX (6), IN BLOCK ONE HUNDRED TWENTY-SEVEN (127), KOENTG & WIEHE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. BEING THE SAME PROPERTY CONVEYED TO STANLEY E. STEELE, A SINGLE PERSON HY DEED FROM SUSANA C. WESTWOOD, N/K/A SUSANA C. STEELE, A SINGLE PERSON RECORDED 01/21/2005 IN DEED INSTRUMENT NO. 0200500575, IN THE REGISTER'S OFFICE OF HALL COUNTY, NEBRASKA. TAX ID# 400056771 Parcel ID Number: 4 0 0 0 5 5 7 71 which currently has the address of 816 W Koen~iq ST [Street] Grand Island [City] ,Nebraska 68801 ['Lip Code] ("Property Address"): 'T'OGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interest granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. 3439718 3439718 NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS -BA(NE)tDa~at Pape3of15 initigis:~~ Form 302$ 1/01 6030D5 3439718