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e ~ <br />2oioo5~o~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Lyle E Garrelts Date Deborah L Garrelts Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by Lyle E Garrel and Deborah L Garrelts, before me on July <br />26, 2010. In witness whereof, I hereunto set my hand and, if pl' able, offs ea ` <br />My commission ex Tres: ~ ~~ ~~ ~`" <br />GENERAL NOTARY - State of Nebraska Mind Gilber o <br />MINDY GI~BER750N <br />My Comm. Exq. May 16, 2012 Hall County, NE <br />Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />d~ 2004-2009 Compliance Systems, Inc. 002D-9844 - 2009.12.368 <br />Consumer Real Estate -Security Instrument DL2036 Pagc 6 of 6 www.complianctsystems.com <br />