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201005483 <br />(C) "bender" is WELLS FARCiO HANK, N.A. <br />Lender is a NAxZONAI, ASS30CIATTON <br />organized and existing under the laws of Tx~ t1NIT>3D sTAT>~s <br />Lender's address is P . O . HOX 117 01, NffiWARA, NJ 0 71014 7 O 1 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "'j'~,g~" lg WNI.LS FAR(~O FINANCIAL NAIL HNK <br />C/O BPHC. BffiiV. , PO H08 31557, HILLINCiB, 1~T 59107 <br />(E) "Note" means the promissory note signed by Borrower and dated JIILY 3 0 , 2 010 . <br />The Note states that Borrower owes Lender ONS HIINDRSD NrN~TEBN TSOIISAND HIGH"~C' <br />HIINDRSp NI Oli'l."5i' ~'OIIR AND 0 D / 10 0 Dollars <br />(U. S. $ '" * * *' 119 , 8 84.00 )plus interest. Borrower has promised to pay this debt in regulaz Periodic <br />Payments and to pay the debt in full not later than AII(#t7ST O 1, 2 04 0 . <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider ~ Condominium Rider 0 Second Home Rider <br />0 Balloon Rider ~ Planned Unit Development Rider 0 1-4 Family Rider <br />0 VA Rider ~ Biweekly Payment Rider ^ Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />orditaances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower ar the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronilc Funds Trausfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such teen includes, but is not limited to, point-af--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(NI) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third Party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) canveyanc~ in lieu of condemnation; or (iv) misrepresentations of, or omissions as ta, the <br />value and/or condition of the Property. <br />(IV) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default an, <br />the Loan. <br />NEBRASKA - Singie Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~~ <br />-61NE)~os~~~ Paaezw~s m~eieiB:~J~„ Fomn3O28 7/01 <br />