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201005482 <br />()~ "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan "means the debt evidenced by the Nate, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I~ 'Riders"means all Riders to this Security Instrument that are executedby Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider <br />^ Balloon Rider <br />^ VA Rider <br />^ Condominium Rider ^ Second Home Rider <br />^ Planned Unit Development Rider ^ 1-4 Family Rider <br />^ Biweekly Payment Rider ^ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law} as well as all applicable <br />final, non-appealable judicial opinions. <br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and <br />other charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to <br />debit or credit an account. Such term includes, but is not limited to, paint-of--sale transfers, automated <br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items "means those items that are described in Section 3. <br />(Nn "Miscellaneous Proceeds "means any compensation, settlement, award of damages, or proceeds <br />paid by any third party (other than insurance proceeds paid under the coverages described in Section <br />5) far: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any <br />part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or <br />omissions as to, the value and/or condition of the Property. <br />~ "Mortgage Insurance"means insurance protecting Lender against the nonpayment of, or default <br />on, the Loan. <br />(O) "Periodic Payment "means the regularly scheduled amount due for (i) principal and interest <br />under the Note, plus (ii) any amounts undex Section 3 of this Security Instrument. <br />(P) `RESPA"means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and <br />its implementing regulation, Regulation X (24 C.F.R. fart 3500}, as they might be amended from <br />time to time, or any additional ar successor legislation or regulation that governs the same subject <br />matter. As used in this Security Instrument, RESPA refers to all requirements and restrictions that <br />are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a <br />"federally related mortgage loan" under RESPA. <br />1788881110 <br />NEBRASKA-sinpls Family-Fannie Mae/Froddie Mac UNIFORM INSTRUMENT Form 90281ro1 <br />VMP® <br />Wolters Kluwer Finandal Servtcas 201007143.b.0.0.400220100318Y InlBel . Page 2 of 17 <br />