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<br /> p�yment�may no longcr bc rcquircd,iu thc option of Lcndcr, if�tiort�nge insurancc covcrngr(in thc�mount nnd fm• thc period
<br /> i i�tt �.t;�uci ��cyu'i�i;,)N�uv(dcJ uy ui�Iuyu�ci up�nuvul Vy Lt:udcr uguiu buo�ucs uvuiluUlc unJ is uGtuincd. Di�crowce shalt pay
<br /> Yhe premiums required to maintuin mar!S�o�e insurance in cffcct,or to providc a loss rescrvc, until thc rcquiremcnt for mortgasc
<br /> insurancc cnJs in nccordmice with nny written ngreement behvicen Aon•awer nnd L.cndcr or applicuble luw,
<br /> 9. Ihsp�ctlon. I,ender or its a�cnt may makc reasonable entries upon nnd inspections of�hc Property. i.cndcr shull give
<br /> Borrower notice at the timc of or prior to nn inspcction specifying reusanable cuuse for the inspection.
<br /> 10. Condetn�tutton. The proceeds o4'nny 1w�rd or claim for duma�es, direct or consequential, in connection with any
<br /> wndemnntion or otitcr taking of nny pnrt of thc property,or for convcyance in ticu af cundemnution, ure hercbv assiened und `
<br /> shuJl be puid to Lendee.
<br /> In the event of n total tnkinE of the Property, the proceeds sliull be nppUed to the sums secured by this Security Instrwnent,
<br /> whether or nat then duc, with�u�y excess paid to Borrawer. In the event of a partial taking of the Property in which the fuir
<br /> mnrkct valuc of the Prope��ty immediatcly before the taking is cquul to or greatcr than thc amount of the sums secured by this
<br /> Security Instrument immediutcly before the taking, unless Borrower and C.ender othenvise agree in writing, the sums se,cured b�
<br /> chis Sccurity Instrumerit shaU be redueed by the tunount of the procceds multipli�d by the following fruction: (s) the tntal
<br /> amount af thc sums securcci immcdir�tcly before the ta;;ing, di��idcd by(b)thc fair marl:ci valt;c af thc I'ropert.y irnmediaiely
<br /> befora thc tnking. Any balancc shull be paid to Aorrower. in the event of a partial taking of the Property in �vhi�h the fnir
<br /> murket value of the Froperty immediutely before Nie tuking is less than the wnount of the sums secured immediatcly befure the
<br /> tnking, unless �urrower and I.ender otherwise ugree in writing or unless applicable law otherwise providcs, the proceeds shall
<br /> be agplied to the sums sccured by this Security Instrument whether or uot tiie sums arc then due.
<br /> If thC Property is abandoned by Honnwer,or if,after notice by Lender to Enrrower that the condemnor offers to maka�n _
<br /> award or scttle a claim for damagcs, Borrower fails to respond to I.ender within 30 days after thc date thc notice is given,
<br /> L.ender is ntrthori7.erl to collect an�apply the procecds,at its option,either to restaration or repair of the Property or to the sums
<br /> secured by this Security Instrument, whether o*not then due.
<br /> Unless L,ender and Borrowcr otherwise agree in writin�, any application of proceeds to principal shall not extend or
<br /> postpone the due date of the tnonthly payments referred to in para�raphs 1 and 2 or change the nn�ount of such paymen�s.
<br /> Il. Borrower Not Released;Forbearance Iiy Leuder Not a VValver.Extensian of the time for puyment or madtfication
<br /> of amartization of the sums secured by this Security Instnmient granted�y Lender to uny successoi•in interest of 8orrower shall
<br /> not operate to relcasc the liability of thc original Bonower or Barower's successors in inicrest. Lender shall noY be requirecl to
<br /> commence proceedings agatnst any successor in interest or refuse to extend time for payment or otl�erwise malify nmortization "
<br /> of the sutns secured by this Security Insnument by rcason of eny demand made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance bY Lender in exercisine anv rieht or remedv shall noi be a waiver of or nreclude the
<br /> exercise of any right or remedy. �
<br /> 12. Succcssors and Assigns Bound; Joint and Several Llability; Co-signers. The covenants and agreemcnts of this
<br /> Secu►�ity Instrument shall bind and benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shall be joint nnd severul. Any Borrower wlio co-signs this S�urity
<br /> Instrumcnt but does not execute the Notc: (a) is co-signing this Sccurity Instrument only tq mortgngc, grant and convey that
<br /> Borrower's interest in the Properry under the tPrms of this Security Instrurnent; (b) is not personally obligated to pay the sums
<br /> secured by this Security Jnstrument;and(c)agre.es that Lender and any otlier Bonowcr may agree to extend. mcxtify, forbear or
<br /> mak�any accommociations with regard to the terms of this Security Insttument or the Note without that Bnrrower's consent.
<br /> l3. I.oxn Cherges. If the loan sccured t,y this Security Inst�ument is subject to a law which.sets m�cimum loan charges.
<br /> and that law is finally interpreted so that the interest or other lowi churges mllected or to be collected in connectiun with the
<br /> loan exceed the permitted limits, then: (a)nny such lo�n char�e shall be r�;,cluced by tlie amount neccssary to reduce the charge
<br /> to the permitted limit;and(b)any sums already collected from Bonower which exceedeci permitted limits will be refunded to
<br /> Burrower. Lender may choose to make this refund by teducing the principal owed under the Note or by makins a dira:t
<br /> payment to Bonawer. If a refund reduces principal, tlie reduction will be treated as a partial prepayment without any
<br /> prepayment churge under the Note.
<br /> Z4.1Votices.Any notice to Borrower provided for in this Security Instnment shall be given by delivcring it or by mailing
<br /> it by first class mail unless uppJicable{aw requires use of another meihod. The notice shall be directed to the Propercy Address
<br /> or any other address Borrower designatcs by notice to Lender. Any notice to L.ender shall bc givett by first cla�s mail to
<br /> Lender's address stated herein or any other address Lender designates by notice to Borrower. Any not►cc provldeA For in this
<br /> Security Instrument shall be decmed to have bcen given to Norrower or I.ender when given as provided in this pamgraph.
<br /> 1S.Governing Law; Severability. This Security Instrument shall be governed by 1'ederal law and ihe law of the ;
<br /> jurisdiction in which the Property is located. In tt�e event that any provision or claus�of this Security Instrument or the Note
<br /> conflicts with applicable law,sueli contlict shall not affect other provisions of Rhis Security Instrumeni or the IVote which cun be
<br /> . given effect witltout the canllictins provision. To this end the provisions of this Secnrity Instcument nnd tlie Note nre declnrai
<br /> to be severnble. .
<br /> 16.i3orrower's Copy.Borro�ver shull be given onc eonformed copy of tlie Note and of this Security Instrument.
<br /> Form 3028 9190 i
<br /> Popo 4 01 0
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