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<br /> pAyments may no longer bc rcquircd, ut thc option of Lenler,if mortgngc insuraacc cavcrage(in thc amount and for d�c period
<br /> that l.ondcr rcquires)provided by nn insurcr uppr�ved by L.endcr�►gain become9�vailable and is abtained. Banower sl�ull pay
<br /> the prcmiums re:�uircd to maintain mortgage 8�surance in effect,or to p:ovtde a loss reserva, until the requirement for mo�tQuge
<br /> insururtce�nds in uccardance with any written ngreement between Borcaw+er nnd I.ender or applicnble lnw. _
<br /> 9, �r.�;r,rttern. Lender or its n?�cnt may mnkc rcusoiusblc entrles upun and inspections of the Property. Lender shall givc _
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<br /> 10. Condemnatian, Th� prace,eds of any awnrd or claim for damages. direct or w�is�.}uentlat. tn conn�tiun w�!�any �_
<br /> cundemniition or other taking of nny pt►rt of the Praperty, or for convcy�ace in lieu of condemnation, nre hereby assigned and
<br /> shall bc paid tn Lender.
<br /> In the event of a total taking of the Property.the proccecls shull be npplied to thc sums sccureci by this Security Instrument, —
<br /> vlhetl�cr or n�t then due, with eny excess paid to Bonowcr. In the event of a partial tuking of the Praperty in whi�h the fair
<br /> market value of the Property immediately before the�nkin�is equal to or grcater than the amount of the su:��,sec:urcd by this
<br /> Security Iastrument immediately i�fo�a the ial;ing,unlcss 9orroi:�er unJ Lcnder ot'nerwise agree in writing,the s�ems secured by _
<br /> this Secudty Instrument shall be recluced by the nmuunt of the proceeds multiplied by the following fraction: (a)the total
<br /> ac�:.ur�t o:the suins s°-^_�:r�d im►n?�iiately 6efore the takinfi,divided by (b) thc fair mazket value of the Propsrty tmmediately
<br /> before the u►kln�. Any balance shaU be paid to Bonower. In the event of a parttnl taking of the Yropeny in whici� Gie fair
<br /> market vnlue of the Property immediatcly before the taking is less tl�an thc umouns of the sums secured immediatcly before the
<br /> tuking, unles�Bi��iowee and Lendcr�thenrise aaree in writing or unless npplicable!aw othenvise provides, the procecds shall
<br /> be Applied to the sums secured by this Security Instcument whether or not the sums are then due. —
<br /> If the Praper¢y is abandoned by Borrower,or if,after notice by Lender to Bonower thut the condemnor offers to make an
<br /> award or settle a claim for damages, Burrower fails to respand to Lender within 30 days nfter the dute the notice is given,
<br /> Lender is authoxized to collect and apply the proceeds,at its option,cithcr to restorntlon or repair of the Property or to the sums
<br /> scr�ured by tliis Sccuriry llnstramcnt.�vhether or not then due.
<br /> Unless Lcnder and Borrower othcnvisc agree In writing, any npplication of praceeds to princ3pal shall not extend or
<br /> postpone the due date of the�nonthly payments referred to in paragraphs 1 and 2 ar chunge the amount of such payments.
<br /> • 1�.Boerower Not Released;Forbearauce By I.en�er Not a Waiver. Exlension of the time for payment or modification
<br /> of amortizatinn of the sums secured by this Security Instrumeiit granted by I.ender to any successor in interest of Bonower shall
<br /> not operate to release the liability o�the original Bonower or Borrowee's successors in interest. I.ender shall not be required to
<br /> u���wcciri:c�.w��r.gs ag«i:ts!»n; sax�.�s^t�n �nt�recc or refuse to cxtend time for payment or otherwise modify amorcizution
<br /> �ii 'u`�e sur:; „^,^,�r� b� »his Cr�irry Tnstrum�nt by rcason of�ny demand mude by the original Borrower or Eorrower's
<br /> successors in interest. Any forbearanc� by Lender in exercising any eight or remedy shall not be u wvvcr of or preciude ii�G
<br /> exercise of any right or remcdy.
<br /> 12. Suoccs�orsi and Asslgns Bound; Jofnt and Several LiabilEty; Casigners. The covenants and egreements of this
<br /> Security instrument shall bind and benefit the successurs and assigr►s of Lender and Borrower, subject to the provisions'of
<br /> parngraph 17. Borrower's covenants and agrecments shall be joint and sevcral. Any Borrower who w•signs this Securiry
<br /> Instnttnent but does not execute the Note: (n)is co-signing this Security Instrument only 4a mortgage, grant and convey that
<br /> � Borrower's interest in the Property uuder thc terms of tiiis Security Instrument; (b)is not perronally obligatecl to puy the sums
<br /> secured by this S�curin�Instramcnt;and(c)agrees thut Lender nnd any other Borrower muy agree to extend,modify.forbear or
<br /> make any accommodations with regard to the terms of this Security Instmment or the Note witltout that Borrower's consent.
<br /> 13.Lo�a Ciurcges.If the loau secured by this Security Instrument is subject to a!nw which sets maximum loan charges,
<br /> s+nd t}�at law is finalty interpreted so d�at the interest or other loan charges collcxted ar to be wllected in cocu�ection with the
<br /> loan excced the permittcd limits,thcn: (a)any such loan chazge shall bc reduccd by the amount necessary to reduce the chatrge
<br /> W the permitted limir,und(b)any sums ulready ool(ected from Bonower which exceeded permitted limits will be refunded to
<br /> Borrower. I.�nder may choose to make this refund by rcducin� the principal owed undar the Note or by mzking a direct
<br /> payment no Borrawer. If a refutiid reduces principal, the recluction will be treatecl as a partisl prep+RYtneht whliout any
<br /> prepayn�ent chargc under the:Vote. , n____�. T--��.»�e����...0 r.�afvo�h.•�IpHverina it or bv tna�linR
<br />- 14.HO��CP9.AilY ROUCC[O tfOfIUWCE NIUViuW iut au iuin.�.,..u.,y'.....�..."�"'"_ ' _
<br /> it by f rst class mail unless applicable law requires use of anothcr method. The notice shall be directed to the Property Address
<br /> _ or any other address 4irinowcr designates by nolice to Lendcr. Any notice to L,ender shall be givcn by first class tnail to
<br /> Lender's address stated herein oe any other address Lcnder designates by natice to Bonower. Any notice provid�for in this
<br /> Security Instrument shall lx:deemed to have been given to Borrowcr or Lcndcr when given us provided in this paragraph.
<br /> 1S.Govtxning Law; Severablltty. This Security Insnumcnt shall be govcrned by federal law and the law of the
<br /> ju�isciiction in which the Property is locat�d. In the event that any provision or clause of this Security Instrament or the Note
<br /> conflicts with applicuble law.such conflict shall not affect other nruvisions of this Security Instrnment or the Note which can be
<br /> given effect�vithout the conflicting provision. To this end the provisions of this Secvrity Instrument and the Note are dcclated
<br /> to bo s�verable.
<br /> 16.Borrower's Copy.Bonower shail be givcn one conformed copy of the Note and of this Security Instrurnent.
<br /> Wrm 3028 8180
<br /> Pope 4 0l 0
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