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<br /> 'I�OGE�i�R wrt8 au t6e'impc�avemeni��ww a bec�eafter.erocted aa tbe proQetcy,and au easep�at�.�pP�!��
<br /> _ --- --- - �--=-t..�........,_-,. �be_��K+�tacemmts yod addidaas sA�it atso be cove�ed by thrs Sccunty`
<br /> -�.vz,,..��...,...r...-.._. - --� - —
<br /> lesaumeat..AIi of thc faie8ain8 is{�fe�ied to in tlus Secunty nT�rumen as . — -- ---_—
<br /> gORROWF.4i COV�t�TAN15 th�Bortower is tawfuliy seispd of the estate beieb7►conveyed�nd�as the right to g�r�nt . . :
<br /> and camey the Proptrcy u�d d�at tha PtopertY is uaFaic�smbe�od.except for e��n�s of recard. Bormwer wartri�ts and
<br /> wili defad gnxr+lly the titk to d�e�toperiY�8�dst alI claims aad demands.sebject ta any encum6rattces of recad.
<br /> ' ' 'F}iI�SECtiRYF1l INSIRUMENT canbines uaiform covtnants far mtional use aad non-v�iform cavenants witA
<br /> limited,v�riatiqns Ay lurisdiction to consutate a uniform security insuumcnc coverinS�ai PropertY-
<br /> UNIt'(1RM COYENANTS-a�I�e�at;Prep�7se�K�1.ate�CYs��lows: wNen due tl�e
<br /> L Pi��e�t at Pr�s)Pr Borrower sha4l prrnnptlF PaY
<br /> P�yP�of aod intesiest on tl�debt evidensed bY the Note and anY P�'ePdY��late c6arges dne under tJje Nae.
<br /> Z� Fwb tor 7i��ces stl I�ta Subject to applicsb�law or to a wntttn waiver Dy i�.�Wer.Bonowa sba11 pay W
<br /> Lender an die day maothig.paYments at�e du�wder the Note.anpl the Note is ptid'ut�uU.a sum("Fu�ds")far.(a}yeuly
<br /> taus and as�ess.�^�nLs wWch may att�n priatitY aver this Saurity lastrument as a lien on tl�e Pm(�ertY:(b)�eulY t�d�td
<br /> ar reats on the PmpercY. if any; tf)Y�Y �d°� P�P�Y� P��(d1 Yc�Y�.
<br />_ ��pceini�inn���anr co�ye�y�sege����w"�,��,y:�(fl any sums PaJ►abte HY:Boctuwar w
<br />= Ltnder,in a�witb tl�Pravisions of puagraph 8.ia lieu of the payment of maRgage insurdoce P��. These
<br /> itea�s�tie plled°Escmw Items: Lender may.at any time,collect and lwid Fvndg m an auwunt not to exceed the m�cimum
<br /> -ur�ouM a IaWer fat a fed�iIy retated mortgage loan may seqaire far Bormwer�e.scmw account wWec the federal Real
<br />- - E,�S�Wem�t ptnceduzes Act of 1974 as amended from ame to time,l2 U.S.G§2601 et seq.("RFSPA").untess anod�er
<br /> taw that applies to t�e Fmids sets a tesser aman►�. If so,Lender may,at aay time.coUect and bold�unds ut an ainaunt�not to
<br /> excad the lesser amamt_ Iender maY.esdmate the aa�oant of Fimds due nn the basis of cumnt data and reasonabk
<br />- � esnmates of expenditu�es of fattu�Lscmw Items or�therwise in xcadance with apPlicable law.
<br /> T'� Tbe£+mds shsil be ketd in an insdtutian wleos�deposits ar�e insared DY a feder,�i agency.ins�umentaiiry.or enlit}F
<br /> (iactading Lender.if T.ender is such an institution)a in any£+ederal Home Lau►B�nic. Lender sh�ll apply tht Fundc fo paY
<br /> tLe Escrow Items. I.ender may tat citar8e Borrnwer for falding aad apptying the Funds.ar�nually aaalyzing the escrow
<br /> acconnE;or verifying the.Escrow Items.unless Lender pays Borrower interest on tbe Funds and applicabte 1aw pem�its
<br /> I.ender to maice such a charge. However.Lender may requuie Borrower to pay a one-time charge for an indeP�°Ualess a�n =---
<br /> - ��-. . esr�ce tax t�eparting service ased by[.endec in comtectiart with this loan,unless appiicabie law provides otherwise- - _,.-__
<br /> �:�F agneement is m�de or appiicable 1aw requires interest to be pai4 L.'ender shall not be requized to pay Borrower any artenest or ---.
<br /> m writing,however.that inurest s6ap be pacd on the Funds }.cnder "—�=--T°`
<br /> .t..� i eamings on the Fimds. Barrower and lxnder may agree' ����-
<br /> � shall gtve to Sortower.wittiout charge,an annuat accaunring of the Fw�ds,shuwing credits and debits ta the Fun.ds and the
<br /> + �+� _ i putpose far which each debit to the Funds was made. The Funds are pledSed as additional security for aA sums secuned by �;;�;=
<br /> this Security It�suuumena ��'=--:�
<br /> �._ � su ���n_
<br /> If the Funds heid by Lender exceed ihe amounts permitted to be held by appu�able law. Lender shall accaunt w
<br /> Baaower For the excess Fundg in accordance with the requirements of applicable law. If the amount of the Funds hetd by �_��_(
<br /> ` � Lender at any time is not sufftcier►�to pay the Escrow Ite�ns when due.Lender may so notify Barrower in writing,and,in �y�E}�.
<br /> ,;. �.��-,-=-
<br /> - such case Botrower shali pay to Lender the amoant necessary to make up tl�e deficiency. Borrawer shall malce up the �,��=;.• .._
<br /> � ..�, deficiency in no ma:e than twelve monthly pay�ments,at L.ender's sole�i�on. t'',tyi��,' �.-
<br /> ' ; '��` Upon payment in full of all sums secured by this Securfty[nsq�en�,Lender shall promQtly refund to Borrower any �•�,=r;. „-;.,�
<br />. - ' Fvnds held by Lender. I�w�er paraSraph 21.Lender si�aif acyuire ar sell the Property.l.ender.pnor to the acquisition or ,_
<br /> � � •• ��' sate of the Propecty.sI'-�II apG�Y�Y�nds held by Lender at the time of acquisidon or saie as a credit against the sums ' —
<br /> .,-�,�',+�,� r,ecured by this Security Ln�uamenG , '
<br /> :t� 3. A of Pxyn�ents- Unless applicabie law pravides�.3�erwise.all PaYmenu receiYed bY l.ender under t
<br /> pa�a g�a p hs p an�d Z shall be applied:first.to any prepayment charges due under the Nae;secand.to amounts payable ander � ; _ ;:_
<br /> paragra p h 2:third.to interest due;fourth.to principa}due:an d l a s t.t o a c ry l a t e c h a r s e s d u e u n d e c t h e N o t e. ;'.;.�._,
<br /> .:, . . 4. Clwrges; Lkns. Bonawer shall pay all ta�ces. assessments.charges. 6nes and imposidons attributable ta the '•, -'
<br /> ' � ;t� _ ., Property which may attain priority over this Security lnstrumen�and teasehotd payments or ground rents,if any. Bo[rower :_Y
<br /> � shall pa y these obligations in the manner pravided in paragraph 2,or if nat paid in ihat manner.Borrower shall pay them on ��,`
<br /> '' -� �'��``'- , ume directly ta the person owed payment. Borrower s ha l l pro m p t t y f u m i s h t o L e n d e r a l l n o t i ce s o f a m o u n�s to b e paid under
<br /> . --��-� f � �
<br /> ' t.h`i,.s paragraph. [f Borrower makes these payments directty.Borrower shall promptty furnish to Lender receipts evidencing .{ . ;
<br />. . T �`.i': �'i� . UF!'�J"'CI��S� � � �. -
<br />:` ,. ' ��� �.;. � gorrower shall prompily discharge any lien which has priority over this 5ecurity instrumenl unless Borrowsr.�(a)agrees �,,.: ,
<br />� � in wriNng to the payment of the obligauon secured by the lien�n a manner acceptable to Lender:(b)cantests in good faith the :t;,;;:�;. ,w v
<br /> i lien b y.ar defends against enforcement af the licn in.IegAl proceedinae ahich in the Lender'c opinion operate to prevent the ','� ;. _ _
<br /> ' � � enforcement oP the lien:or(e)secures fram the holder of the lirn an agreement sadsfactory to l.en d er su b or d ina ting t he l ien . � � ..
<br /> ' � tothis Security Inswment. If Lender determines that any part of the Property is subject to a lien which may attain prIodty � ,
<br /> � over this Secutlty Insirument.Lender may give Borrower u nonce identifying the tien. Bocrower stiall satisfy the leen or take t;�',�
<br /> +-���•_�:-_. •�: � one or more of the actions set forth abave withirt lU days of the givins ot'notice.
<br /> � -•=-�• :., 5. Hszw'd or Psuperty lasurance. Borcower shall keep the�mprovements now existing or hereafter erected on ihe �'•
<br /> =x .'_>�._�. . w' . � Propetty insuted against loss by fire.hazards included within the term"extended coveraec'and:u�y other hazards.including i .
<br /> , - �•at.'::�,�•^_ .� � � floods or flooding,for which Lender requjres insurance. This:insurance shalt be maintttined in the amounts and for the i ,
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