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~~ <br />~~ x~°a <br /> <br /> <br />~ ~~ C ~ <br />~ <br />~.~~ <br />~ ~ ~-~ <br /> <br />~° ~~ <br />Z <br />n In = <br /> <br />~ <br />~~ <br />C <br />T1 ~~ <br />.,~:;y ~ <br />rrl <br />, <br />~ ~~ t`•~ ~ _ p <br /> <br />y ~~ <br />~~ x ( <br />er <br /> <br />~. <br />~~~ <br />r.,;.¢ v 6 <br /> o <br />~ ~^.. ~.M <br />~e~``i; <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br /> ~ <br /> rte: <br /> ~, ~,, <br />~ ~ <br /> ~.~~ ~~ <br />~ A I\] ~ <br /> ~ <br /> <br /> <br /> <br />~ry <br />C7 ~ rTl <br />~ ~ .~ ~ CF7 <br />'T' ~ ~~ ~ <br />~ ~ CI'1 C <br />G <br />~w7 <br />~ <br />~~ y <br /> <br /> Crl <br />1] ~1.~~ <br />~~ <br />Z <br /> ~ <br />Loan No: 101232298 ~L <br />Q. <br />~. <br />d <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />1 1, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 27, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />David J Koubek and Kristel B Koubek, Husband and Wife <br />Borrower is the trustor under this Security lnstrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68802 <br />(E) "Mote"means the promissory note signed by Borrower and dated July 27, 2010 <br />The Note states that Borrower owes Lender <br />One Hundred FiftyFive Thousand Three Wundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 155,300.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than September 1, 2025 . <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFpRM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI#FNMA3028 4102 Pagel of 13 Inltl8l <br />