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zo~uc~~445 (C) "Lender" is First National Bank of Omaha Lender is a ANational Banking Association organized and existing under the laws of NEBRASKA Lender's address is 1620 Dodge Street Stop Code 3165 Omaha, NE 68197-3165 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First National Bank of Omaha, A National Banking Association (E) "Note" means the promissory note signed by Borrower and dated July 29, 2010 The Note states that Borrower owes Lender One Hundred One Thousand and 00/100 Dollars (U.S. $ 101,000.00 )plus interest. Borrawer has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than September 1, 2025 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security lnstnument that are executed by Bon ower. The following Riders are to be executed by Borrower [check box as applicable]: ^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider ^ Balloon Rider ^ Planned Unit Development Rider ^ 1.4 Family Rider ^ VA Rider ^ Biweekly Payment Rider ^ Other(s) [specify] O) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and adruinistrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (,>) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or sitnilarorganization. ~ "Electronic Funds Transfer" means arty transfer of funds, other than a transaction originated by check, draft, or similar paper instniment, which is initiated through an electronic terminal, telephonic instnament, computer, or magnetic tape so as to order, instruct, or authorize a financial institution. to debit or credit an account. Such term includes, but is not limited to, point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3, (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, tlae value andlor canditia~a of the Property. i~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any amounts under Section 3 of this Security lnstmment. NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT ~m.g(NE) (tit Page 2ortn Initials; ~ Form 3D28 1101 DDS-NE,9 ->•c Ilill ICI IIIII IIIII II~N IIII IIII IIIII IIIN IIII IIIN IIIII IIII IIII ~I OOOON E963110ti