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<br /> . #Id fl�OUIY Ot�i�t OE t�l!!�y. ���11d i�IL�OfIS lbf��il���.'COYC(Cd q►�'�y
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<br /> � . : a�iowm cavFi��,rr�s�c s�u��uy��ea���e na�er�om�a s�t���aw�s�� .
<br /> �nd`ooevey t6�Ptope�ty�e t�t the Pr�u�eny is�e�rd.cxoeQt foF encwnbianes aE taxed..snrmw�W�r�cus ard �
<br /> � �v�l�dead SeneraiiY�titie tv tbe Qtopaty sgua�all clai�md d�emancts.stibject to ony encumbr�ncea of iocad. �.
<br /> . _• TtIIS CECElItTiY INS"CRUI4�NPP canDines unifam coven��s far astioa�l ust ud�wrt�unifom� coren�nts with
<br /> _-_ `tm�ioed v�s bq j�caoo ia consatuic a�iforrn saa�'+ty i�racoYaiaB ml ps�n!'- . - - _ ,
<br /> LJNIIaO�TtM OOVENANE'S..Bo�runveraM I.eoder covenanE and sgtee as fdlorvs: �: w6en due tLe
<br /> � 1.� �ItJ�eat oE�eLetNt�M����7�aM 1.ate C�Rs. �er sb�Q poa�ptiY�Y .�
<br /> � principal pf and intaest ao the debt evidaroed bY the Nae wd anY PRWY�a�d lau chuges due anAer the Note.
<br /> ` L �is kr'liu�a i■i I�ra�SubJact to�Pptic�bk�'ot w:wnuen w�iver by Lender.Bo�sonra sivll psy to
<br /> Lrndec aa.t6e day`�onWiF P�Y�s a�e dne�der the Natc.aat�the Note is pid in full.s swn{^Fimds")for,(ay XadY ,
<br /> taxes aod auesaneaa which msy attain piaity ove�this'SavritY insuumeut as a tien on tbe PlropertY:{b?9�Y� .
<br /> P�►Ymaots a�nand�at tLe Piopeaty, if aayr, fc)YearlY bazud°�proP�Y �P��ums; (�Y�Y �
<br /> iasmance�xemi�s,if atty: (e)YarIY matg�ge in�t�Pn��if aay:and (E�anY�WY�bY�b
<br /> Leeder.ia aocordaocx vrnth the pov�siaos of paragrapl►8,in liaa af tbe pYmeot of mortgsge insuraoce pran�ums• Tl�se .
<br /> ii�are aliod"F.sciuw Itna�." Lrndts may.at aay dtne,colkcK�nd hoW Fa�s ut an anw�nt uot w e�the�
<br /> -- amo�u a knder fa a fedaalll►relued ma�tg�ge toan mtY ml�f��'"a's esROw xcoant nnde�.tbe fede�al R�l
<br /> Esrwe Sealrn�au 1he�Fwds sets a lesser amam� I.endet may�angUian�cdkct aad h�Wd Ruids'm aa� amauu�
<br /> - l�w d�t applies
<br /> � excad the ksser amau�t. i�der maY atimate tNe amamt of F�mds�e an tfre tiuis of eummt data and reasonaUle
<br /> ` estimates of expea�daes of futun Escrow Items�x atbawise ia accardance with applir�bk U►w.
<br /> � � 'liie�iqids shatl 6e beid in an institotiat whose depus�.are insu�ed isy a feder�l ageacy.iaso�umattaliry.�mtitY
<br /> ` (iaciud'm6 I.ender.if Lender is such an instiwtion)a in any Faderat�tolne I.o�B�Ic. I ender slall app1Y t6e Tvnds ou My
<br /> tbe Fs�YUw Items. t.ender�may not charge Roanwer for l�tding and applying�the Fmds,a�mu�11Y�Y�6 the esctow
<br /> =" � - aecam�ar verifying tbe Escc�nw Iterns.unless I.ender PzYs Borrower mtaest on �he i3�nds�nd applicable law permlts
<br /> -=- •`�� �.l.ender to make such a etiarge. However.[rea�maY ml►tin Borrower to pay a ono-time cUarge for an independent na1 .
<br />;;_�, �,;,.:�'.� espte tax rsporting secvioe usedby Leader ia caeu�eCtion with tbis loan,ueless apQlicable law provides ottxrwise. ilnless an . .
<br /> �•�€� � agreement is«rade oe applicable law.requ"ues mtetest to bt paid.Leiidct shatt not be ta�uiied to pay Bo�rower wy interest or �
<br /> :.• ea�gs on the Funds. Ba�owerand Leadermay agroe in writing,howeves.that interest shall be paid on the Funds. I.ender
<br /> ���:� sltall give w Borrowa.without ch�e.�a�al accounpng of the Funds,showing eredits�d debits w tbe Wads and the
<br />- .;'f� p�upose for wltich each debit to tt�e F�s�si ssmde. "17�e Fu�ds a�pledged as additional securiry far all sums securod by --
<br /> E=� this Sa�uity InsUUtnen� . �
<br />��`� If the Fvnds held 6y Lendee ex�cee�f tf�amounts Permitud to be held iry applicabte law.L.er�der shall account tQ
<br />- :�'`t, Boemurer fa the excess Funds s�acc:u��ce�ith the neq�nents of applicabk law. If the amount af the Hu�ds held by
<br /> l.etrcinr at any time is not sufficies�to pay�e Fscrow It�s�'un due,i.ender may so notify Boiruwer in writing.nnd.in
<br /> . syc�i case Borrower shall pay to Lende�'t�'�?a�t�'�`r�i' to make ap the deficiency. Borrower shall make ap the
<br /> � defkiency in no mon than twelve monthIy_p�.s�nts.at L.eniler's sole discretion. —
<br />-- � TJpon payment in full of aU sums sec�us.afi Fsy th�s Security Inswmen�Lende�sha11 promptly refund to Borrower any --
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<br /> Funds held by Lender. If,under paragraph 2t,Lender shall acquire or sell the Praperty.Lender.prior to the acquisition or g-.T.�
<br /> sak of the Property.shall apply any F�nds hetd by Lender at the time of acquisition or sale as a cmAit against the sums r=-r�-
<br /> . secured by this Security Insintment . , �
<br /> ' - 3. ApplicAtion of P�yments. Unless applisable law provides otherwise,all payments reccived hy I.ender ander '..
<br />-� paragraphs l and 2 shall be applied:first.to any prepaymem charSes due under the Note;second,to amounts payable under
<br /> - paragraph 2;third,to interat due:fourth.fo principal due:and last.to an��.e charges due under the Note. .
<br /> • 4. C6Srg�s; 1,kea. Borrower shall pay al! taxes.assessrnerrt-�¢�3a*ges,�nes and impositions anributable to the
<br /> property which may attain priority over this Secudty lnsuument.and f�ehold paymen�s.or ground rents.if any. Bormwer _
<br /> ,: sha!!gay these obligations in the manner provided in paragra�s 2.ol¢eot paid in that manner,Boaower shall pay tlum on
<br /> time d'uectly to the persun aw�d�aymeat. Hurrower shall pro�ptty fur.csh to Lender all notices oi amouats to be pa�d under
<br /> ' � � this paragraph. I€Hortower r,�ices these paymenu directfy.Boccower J�ll promptly fumish ta l.ender receipts evidencing .
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<br /> " Bartower s!7;;.LL p[omptl�r.dlsrharge any�:v'n which has priority over�tii�•Security Instrument unless Horrower.(a)agrees ":� �:
<br /> • in wrlting to the�rayment of tl�e o[a[:�auon secured by the lien in a manneE ati-ceptable fo Lender.(b)contests in goad faith the z
<br /> lien by,.or defv^nds against enf�+a�nent of the lien in.legal proceedings which in the l.ender�s opinion operate to prevene the ,, r.
<br /> - � enfa¢ement ofd2e lien;or(c)secures from the holder of the lien an ageernent satisfxwry to Lender subard�natir�.tite lien ,:
<br /> �� � to this Socurlty f,c�trumenG If I.ender detetmines that any part of the Pe�gerty is subject to a lien which may���sriority ':,'.
<br /> • '�,- ovcr this Securerj!.l�suumen�Lender may give Hotrower a notice idcntif�irg the lien. 8orrower shall satisfy the Ti;�::or take ,
<br /> r.- one or more af tTie actions set forth above�within 10 days of the giving of c�xice. ... �'
<br /> 5. Hs�rd os Property Iesurance� Borrower shatt keep the�mprovements now existing on c�reaftcr ere��on the ('-' ,��
<br /> �r*• ;;1r property insured against loss by PUC.ha2ards included witEun che term"extended coverage"and any other hazards.ir�r^��ding
<br /> . ._�" ' �.-'` � _ ' floods or floodirtg. !ar whlch Lender requires insurance. 'fflis insurance shaU be maintained in the amoun�s a:.d:�r the , f ,
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