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<br />DEFIN 1TI ON S
<br />D~E~"OF TRUST MIN: 100328800019958012
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) ``Security Instrument" means this document, which is dated Jul 23rd 2010 ,together with
<br />all Riders to this document.
<br />(B) "Borrower" is Robert L Meier and Susan J Meier, as husband and wife
<br />Borrower is the trustar under this Security Instrument.
<br />(C) "Lender" is Lincoln Federal Savin s Bank .Lender
<br />is a Corporation organized and existing under the laws of the United States of America
<br />Lender's address is 631 West Second St. Hastin s NE 68901
<br />(D) "Trustee" isLincoln Federal Savings Bank 1101 N Street Lincoln, NE 68508
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a
<br />nomine+r for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security Instrument.
<br />MFRS is organized and existing under the laws of Delaware, and has an address and telephone number ofF.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MFRS.
<br />(F) "Note" means the promissory note signed by Borrower and dated July 23rd 2010 .The Note
<br />states that Borrower owes Lender Sixt Four Thousand Four Hundred and 00/100
<br />Dollars (U.S. $64,400.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in fill I not later than Au ust 1, 2025
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower.' The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate 'Rider ^ ^ Second Home Rider
<br />^ Balloon Rider ^ ^ Other(s) [specify]
<br />^ 1-4 Family Rider ^
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<br />Condominium Rider
<br />Planned Unit Development Rider
<br />Biweekly Payment Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Harrower or the Property by a condominium association, homeowners association or similar aiganlzatlon.
<br />(L) ``Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape sa as
<br />to order, instruct, ar authorize a financial lnstitutian to debit or credit an account. Such term includes, but Is not limited to,
<br />paint-af--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, altd automated
<br />clearinghouse transfers.
<br />(M) "Escrow ltems" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid byanythird party
<br />(other than insurance proceeds paid under the coverages described in Section S) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Propertyty; (iii) conveyance m lieu of condemnation; or
<br />(iv) misrepresentations of or omissions as to, the value and/or condition afthe Property.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) ``Periodic Payment" means the regularly scheduled amount due for (i) principal artd interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />NEBRASKA--Single Family-Fannie Mae/Freddie Mac L1NIFdRM INSTRUMENT (MFRS) Form 3028 1/Ol (page 1 of 8 pages)
<br />12439.CV (11/071 03-1106 Creative Thinking, Inc.
<br />GOTp(OO I ft~068)
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