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201005348 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider e <br />Witnesses: <br />001122062536 CitiMortgage 3.2.38.11 V2 <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MFRS <br />-BA(N~ loaio> Page 14 of 15 Form 3028 7/07 <br />