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<br /> ahanduncd Prnperty, liorro�vcr shull nitio bc in dcfuult if Borrowcr, during tlic lu.�n applicution proa^ss, gavc
<br /> matcrinlly fulsc or inaceurnte information or stntemcnts tu L.cndcr (or fuilcJ to 4uovide l.endcr with miy mater+nl
<br /> Inf'urnuniun) in connccdon witli tl�c lo��n evidcnccd by dte Note, includin�. but not limitcd to, represcntutions
<br /> c�mccrning Y3orruwc:r'ti uccupnncy� uf thc Praperty as ,i n,•����ir►�d re�idencc. lf this Sccuriry lnsaumcnt is on n
<br /> np�µiwci n'iuii C�nu"�i::'it!:°!:_^!•,���i�n�nf►hc Icase. If Rorruwcr ncquires fce tidc to thc Property. I�1C
<br /> (essc[tniu, . r�. .
<br /> Icasehold and fce titic shnll�wt bc mcrged unlcss I.cndcr agrec�to thc mcrgcr in writing.
<br /> 6.Condenuzution.Thc procccds uf any aWard or clnim f.�r damugcs,dircct or cnnscyucntial,in conncction with
<br /> miy condemm�tlon or other taking of nny purt of the Property, crr for conveyance in pluce of candemnatian, are
<br /> hcrcby cissigned and slqull bc paid to Lendcr ta[he extcn[ uf tl�c 1'ull amount of the indebtcdness that remains unpaid _
<br /> undcr thc Notc nnd this Security Instrumcnt. Lendcr shull apply such procceds to thc reduction of thc indebtedness c
<br /> undcr the Nute and thts Sccuriry Instrument, �rst tn uny delinqucnt mnounts applied in the order providecl in
<br /> pamgrnph 3,and then to prepayment af pdneipal. Any appiication of the procr,cJa tu the principal::hall not extend or .
<br /> postpanc the due datc of thc monthly payments, which are referred to in paragraph 2,or changc thc amount of sucli
<br /> P�iy������i� n�y��",;;�;Y,.��w Q•�Qr an amount required to pay ull outstandin�indebtedness undcr the Note and this
<br /> Security Instrumcnt shall be paid to the enti[y legully cntiticd thcreto.
<br /> 7. Charges to tdorrow�r and Protectlon of Lender's Rights in thc Property Borrower shall pay all
<br /> governme►itnl or municipal charges, fines and impositions that are not includcd in para�rnph 2. Horrowcr shall pay
<br /> these obligation9�n time d[rectly to the cntity which is owed the payment. If failure to pay would ndverscly affect
<br /> Lcnder's interest in the Property, upon Lender's request Borrower shall promptly furnish to Lender receipts
<br /> cvide�ecing these payments.
<br /> If Burrawer fails to make these pAymcr�ts or the paymcnts required by paragraph 2,or fails to perform any other
<br /> covenants and ugreements contained in this 5ecurity Instrument,or there is a legul pruceedin� that may sifinificantly
<br /> affect I.ender's rights in the Property (such as a praceedins in bunkruptcy, for conderrmation or to enforce laws or
<br /> regulations), then Lender may do and p�y whatever is nec:essary to protect the value of the P:operty and Lender's
<br /> riglits in thc Propeny, including payment of taxes,hazard insurar►ce and other itcros mentioned in Qaragraph 2.
<br /> Any amowits disbursed by l.ender under this paragraph shall become an additionAl debt of Barrower and be
<br /> secured by this Security Instrument. Thcse amounts shall bear interest from the date of disbursement, at the Note
<br /> r.tte,and at the option of Lender,st►ali be immediaiciy uua a��d�aya�.e.
<br /> Borrower shall prompsiy discharse any licn which has priority over this Se�:urity Instrumcnt unlcss Horrawcr:
<br /> (a) agrees in writine to the paymcnt of the obligation securcd by thc lien in n manner ucceptable to Lender; (b)
<br /> contests in good fuith the Iten by, or dcfends against enforcement of the lien in, legal prnceedings which in the
<br /> Lendcr's opi�iion operate to prevent the enforcement of the lien; or (c) secures from the holder of thc lien an
<br /> agreement s�tisfactory to Lender subordinating the lien to this Security Instrument. If I.ender determines thnc any part
<br /> of the Property is subject to n lien which may attatn priority ovcr this Sccurity Instroment, I.ender may give
<br /> Borrnwer a notice identifying the �ien. Borrnwer shall satisfy the licn or takc one or morc of the actions sct forth
<br />_ abovs within 10 days of the giving of notice.
<br /> g,F'ees.Lender muy coltect fees and charges uuthorized by the Secretary.
<br /> 9.Groundv for Accelerat�on of Uebt.
<br /> (a) Default. Lcndcr may.except as limitcd by regulations issued by the Secrctary, in the case of paymcnt
<br /> defaa{ts, require inunediate p�yment in full of all sums secured by this Security Instrument i�:
<br /> (i)Bonowcr defaults by failing to pay in full any monthly payment required by thls 5ecurity Instrument
<br /> prior to or on the due dnte of the next�nonthly paymcnt,or
<br /> (ii)Borrower defaults by fafling,for a period of thirty days,[o perform any other obligations contnined
<br /> in this Security Instrument.
<br /> (b) Sale Without Credlt Ap�rovel.Lender shall, if permicted by applicable law(inclu�ing Section 34l(d)
<br /> of the Garn-St. (iermain Deposicory In�tituii��ji; Act of i^82• 12 U•S•C• 17n(j-�(d)) and with the prior
<br /> approval of the Secretary.require immediate payment in ftill of all sums secured by this Security Instrument •
<br /> if:
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