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<br /> ��- 104�15
<br /> � nf florrowcr's cavenants and agrecmcnts undcr this Sccurity Instrument nnd Ihc Notc. For this purposc, Borrowcr
<br /> irrevo��+�yLgrants und convcys to thc Trustcc, in trust, with powcr of salc, du following describe<l prc�prrq� locutcd
<br /> in C�unty, Ncbrasku:
<br /> �oT g� ��,c���s ��, c��r,�,xc�trs -
<br /> ADOITIOH� CITY OF CRAND
<br /> ���.nH�, r�M�.�. c��►��v� NBHRMSKH. —
<br /> *SEE ADJUSTABLE RATE RID�R
<br /> TE:I� IS A !'!!°CHAS� MO?�EY SECURITY IHSTRUMEHT.
<br /> TAX STATE!'IENTS SHOULD HE SENT TO� I�OR{JEST MaRTaAGE I NC.� P.0. �OK
<br /> 5137. 6ES MOINES. IA 50306513?
<br /> which hvs thc add�ss of �2�5 WEST 7TH STREET, GRAND I 5LAND �si«��,c�cy�,
<br /> Ncbraskn b6o�� �xipCodc) ("Property Address");
<br /> TOGETHER WITH all the improvements now or heres►fter erected on the propeny, and all casements,
<br /> appurtenances and fixtures now or hereafter a part of the property. All replacements nnd additions shall also be
<br /> covered by this Security Instrument. All of the forcgoin�is referred to in this Security Instrument as the"Property."
<br /> BORROWER COVENANTS that IIorrower is lawfutly seized of the estate hercby conveyed and has the right to
<br /> gr,�nt m�d convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower
<br /> wcurrants and u+ill defend generally the title to the Property against all cluims and demands, subjec[ to uny
<br /> cncumbrances�f record.
<br /> THIS SECURITY IIVSTRUMBNT combines uniform covenants for national use and non-uniform covenants
<br /> with limitrrl variatinnc hv���ryc�lirti�n tn�nnctih�t.�a�tnjfns�n crr��ril�inct!!!Il2i'P.I-^`.1Pr!*2o i°..'�Ff:)�tL�.
<br /> Borrower;tnd Lender covenant und agree as follows:
<br /> UNIFORM COVENANTS.
<br /> i. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, end
<br /> interest on,the debt evidenced by the Note nnd late char�es due under thc Note.
<br /> 2. Monthly Payment o! Taxes, Insurance und Other Charges. Bc�rrow�r shaU include in each n�ontltly
<br />� payment, togett�er with the principal and interest as set forth in the Note snd any I�ate charges.a sum for(a)taxes and
<br /> special usse�sments levied or to be levicd against the Property, (b) lcasehold payments or ground rents an the
<br /> Property, and(c) premiums for insurancc rcquired under paragroph 4. In any year in which the Lender must pay a
<br /> _ mqrtgage insurance premium to the Secretary of Housing and Urban Developmcnt("Sccretary"),or in any year in
<br /> which such premium woald have been requirc;d if Lcnder still held the Securiry Instc�mcnt, each monthly payment
<br /> shall al.so includc either:(i)a sum for the annual mortguge insurance preniinm to be paid by i.ender to the Secr�tary,
<br /> or(ii)a monthly charge instead of a mortgage insu►•ance premium if this Secur�ry Instrument is held by the Secretnry,
<br /> , in a rcasonablc amount to be determined by the Secretary. Except for the monthly charge by thc Sccretary. tnese
<br /> items nre called"Escrow Items"and the surns paid to Lender are callal "Escrow�Funds."
<br /> Lender may, at any timr,. cullect and hold umounts for Escru�v Items in an nggregate amount not to exceed the
<br /> ' maximum mnount that may be requircd for Honnwer's escrow accaunt under thc Real Estate Settlerr,ent Procedures
<br /> Acc of i9�A, it u.�.i;, �ection lbUl er seq. und implcmentmg regutano»s. l4 C�K Y�'t 3SW, as they may bc
<br /> amended from time to time("IEtESPA"), except that the cushion or reserve permitted by CtE5PA for unanticipated
<br /> � disbursements or dfsbursernents before the Borrower's payments are availuble in the account m�y nat be based an
<br /> a��u��s�f��for the monsage insurance premium. NEF2—OOg5—2
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