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201005340 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />r-~ <br />(Seal) <br />[3orrower Richard L MaCku <br />Bprrower <br />Borrpwer <br />(Seal) <br />(Seal) <br />(Seal) <br />Borrower <br />STATE OF Nebraska <br />COUNTY OF Hall <br />I, Roberta L Reed <br />certify that Richard L Macku <br />ss: <br />a Notary Public in and for said county and state, do hereby <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents afthe <br />foregoing instrument, have executed same, and acknowledged said instrument to be his ,free and voluntary act <br />(his, her, their) <br />and deed that he executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 30th <br />My Commission Expires: 07/30/2010 <br />GENERAL NOTARY - State of Nebraska <br />~' ROBEF?TA L.. REED <br />'~'"' - My Comm. Exp. duty 30, 2010 <br />This instrument was prepared by: <br />day of July 2010 <br />(Seal) <br />Rob to L Reed <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MFRS) Form 3028 1/01 (page 8 of8 pages) <br />12419.CV (1 I/07) 9D3875 Creative `hhinking, Inc. <br />Space Below This Line For Acknowledgment <br />GOTO(0011578d) <br />