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201005298 (d) Trusts- Conveyance of a Borrower's interest in the Property W a trust which meets the requirements of the Secretary, or conveyance of a trust's interests in the Property to a Borrower, shall not be considered a conveyance for purposes of this Paragraph 9. A trust shall not be considered an occupant or be considered as having a principal residence for purposes of this paragraph 9. 10. No Deflclency Judgment. Borrower shall have no personal liability for payment of the debt secured by this Security Instrument. Lender may enforce the debt only through sale of the Property. Lender shall not be permitted to obtain a defidency judgment against Borrower if the Security lnstrumentis foredosed. 11. Reinstatement. Borrower has a right to bs reinstated if Lender has required immediate payment-in-full. This right applies even after foredosure proceedings are instKuted. To reinstate this Security Instrument, Borrower shall correct the condition which resulted in the requirement for immediate payment-In-full. Fot~edosure ousts and n3asonable and customary attorney's fees and expenses properly associated with the foreclosure proceeding shall be added to the principal balance. Upon reinstatement by Borrower, this Security Instrument and the obligations that it secures shall remain in effect as ff Lender had not required immediate payment-in-full. However, Lender is not required to permit reinstatement if: (i) Lender has accepted reinstatement after the. commencement of foredosure proceedings within two years immediately preceding the commencement of a current foredosure proceeding, (ii) reinstatement wHl predude foredosure on different grounds in the future, or (iii) reinstatement will adversely affect the priority of the. Security Instrument. 12. Lien Status. (a) Modification. Borrower agrees to extend this Security Instrument in accordance with this Paragraph 1Z(a). If Lender determines that the original lien status of the Security Instrument is jeopardized under state law (induding but not limited to situations where the amount secured by the Security Instrument equals or exceeds the maximum principal amount stated or the maximum period under which loan advancres retain the same lien priority initially granted to loan advances has expired) and state law permits the original lien status to be maintained for future loan advances through the exeartion and recordation of one or more documents, then Lender shall obtain title evidence at Borrowers expense. If the title evidence indicates that the properly is not encumbered by any liens (except the First Security Instrument described in Paragraph 13(a), this Second Security Instrument and any subordinate liens that the Lender detemtines will also be subordinate to any future loan advances), Lender shall request the Borrower to exearte any dacumenia necessary to protect the lien status of future loan advances. Borrower agrees to execute such documents. If state law does not permit the original lien status to be extended to future loan advances, Borrower will be deemed to have failed to have performed an obligation under this Security Instrument. (b) Tax Deferral Programs. Borrower shall not partidpate in a real estate tax deferral program, if any liens created by the tax deferral are not subordinate to this Security Instrument. (a) Prior Liens. Bom~wer shall promptly discharge any lien which has priority over this Security instrument unless Borrower. (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, (b) contests in goad faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien or forfeiture of any part of the Property; or (c) secures ~uU~~PV~~p9~~l~~l1l~i~A