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201005297 requirements of the Secretary, or conveyance of a trusts interests in the Properly to a Borrower, shall net be considered a conveyance for purposes of this Paragraph 9. A trust shah not be considered an occupant or be considered as having a principal residence for purposes of this Paragraph 9. (fl Mortgage Not Insured. Borrower agrees that should this Security Instrument and the Note not be eligible far insurance under the Natbnal blousing Act within 60 days from the date hereof, Lender may, at its option, require immediate payment-in-full of all sums seared 6y this Security Instrument. A written statement of any authorized agent of the Secretary dated subsequent to 60 days from the date hereof, declining to insure this Security Instrument and the Note, shall be deemed conclusive proof of such ineligibility. Notwithstanding the foregoing, this option may not be exeroised by Lender when the unavailability of insurance is solely due to Lender's failure to remit a mortgage insurance premium to the Secretary. 10. Na Deficiency Judgments. Borrower shall have na personal liability for payment of the debt secured by this Security Instrument. Lender may enforce the debt only through sale of the Property. Lender shall not be permitted to obtain a defclency judgment against Borrower ff the Security Instrument is foreclosed. If this Security Instrument is assigned to the Secretary upon demand by the Secretary, Borrower shall not be liable far any difference between the mortgage insurance benefits paid to Lender and the outstanding indebtedness, induding accrued interest, owed by Borrower at the time of the assignment. 11. Reinstatement. Borrower has a right to be reinstated if Lender has required immediate payment-in-full. 'his right applies even after foreclosure proceedings are instituted. Ta reinstate this Security Instrument, Borrower shall correct the condition which resulted in the requirement far immediate payment-in-fuU. Foreclosure costs and reasonable and customary attorney's fees and expenses properly associated with the foreclosure proceeding shall be added to the principal balance, Upon reinstatement by Borrower, this Security Instrument and the abligatians that it secures shall remain in etfed as if Lender had not required immediate payment-in-full. However, Lender is not required to permit reinstatement if: (i) Lender has accepted reinstatement. sitar the commencement of foreclosure proceedings within two years immediately preceding the commencement of a current foreclosure proceeding, (ii) reinstatement will preclude foreclosure on different grounds in the future, or (Ifi) reinstatement will adversely affect the priority of the Security Instrument. 12. Lien Status. (a) Modlficatlon. Borrower egress to extend this Security Instrument in accordance with this Paragraph 12(a}. If Lender determines that the original lien status of the Security Instrument is jeopardized under state taw (induding but not limited to situations where the amount secured by the Security Instrument equals or exceeds the maximum principal amount stated or the maximum period under which loan advances retain the same lien priority initially granted to loan advances has expired) and state law permits the original lien status do be maintained for future loan advances through the execution end recordation of one ar more documents, then Lender shall obtain tills evidence at Borrower's expense. If the title evidence Indicates that the property is not encumbered by any liens (except this Security Instrument, the Seognd Security Instrument described in Paragraph 13(a) and any subordinate liens that the Lander determines will also be subordinate to any future loan advanc:es), Lender shall request the Borrower to execute any documents necessary to protect the lien status of future loan advances. borrower agrees to execute such documents. if state law does not permit the iuiAR~liRil~l~~~~~ls~