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<br /> � � Thc Funds shall bc hcld In an institution whcsc deposits arc insured by a fedcral ii�ency, insrrumcntality. or entity � �__
<br /> (includint� I.CII(ICI'. if I,cndcr i� such an inslitution)nr in nny Fcdcrid Homc L.aan Hank. l.cndcr shall apply thc runds to pny tlic ��
<br /> Escrow itcros. Lcn�tcr muy nnt ehus�c Horrowcr for holdin�and applying thc Fund,.unnuully unalyrin�;ihc c�crow account, or
<br /> � vcrifying thc Bscrow Itcros,untess l.,cndcr pays E3orrowcr intcrest on thc Funds.uid applicablc law permits Lendcr to mukc such
<br /> n chn� c. Nowever, Lcnder muy require aorn�wer to pny i�one-time chargc fnr iin independcnt rcal estate tax reporting scrvice �w__
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<br /> u�,cd hy i.cndcr in connectfon with this loun, unless npplicnble I:�w pmvidcs othcrwise. Unlcss an ngrccmcnt is made or �,�
<br /> , , upNllcuhle Inw rcquires interest to bc puid, Lcnder shall not bc rcyuired ta pay Horrowcr any interest or carnings on thc Funds. �•�
<br /> �I,=�'�=�`-`��� Hor+�awer nnd f,en�tcr may nurcc in�vnting, howevcr, tluu interest slu►11 bc paid un the Funds. L.cndrr shall givc to Borrowcr, __
<br /> �vithe�ut char�e, nn t�n»unl acc�untinr nf the Funds, showin�t credits und debits to thc runds und ti►e purpose (ur whicl�e�ich �.:
<br /> ��•���-�--� dchtt tn tlie Funds was ntudC,Thc Funds ure ptcdgecl us udditio»al sccurity f'or all sums secureJ by this Sc,�:urity Instrua►cnt.
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<br /> _y�",5=� If the Funds heid by i.cndcr excecJ tt►e i,�i�ounts permutcd to trc neiu oy uppiicabie iaw.�.C�turt �i���i .u.�i�ui�i ii�uva�....... �-
<br /> _� for the excess Funds in accorc�ance with the requirements af applicuble luw. If the amount of the Funds held by l.ender ut uny ^-
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<br /> timc is not sufficicnt to pay Ihc�scrow Items when duc,Lcnder may sa notify Borrawcr in�vriting, nnd, in such casc Barrower -
<br /> - �,� shall pay to Lender [he amount necessary to make up the deficiency. Borrower shaU make up the deficienr.y in no more than __
<br /> -•^t�,�_,� twclvc manthly payments, at Lender's sale dlscrction. _
<br /> A Upon puyment in full of all sums sccurcd by this Security [nstrument, Lcndcr shall promptly refund to Borcower nny _
<br /> '',rs�. �:-' Funds hcld by Lender.if, under paragraph 21.Lender shall acquirc or scli the Property, Lc:nder, prior to thc acquisition or sale �
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<br /> __ uf the Property,shall apply any Funds held by Lender nt the time of acquisition or s�le as a credit against the sums secured y
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<br />_-_�F,:�:__, this Sa;urity Instrwncnt.
<br /> -_.y�°ti�`•"'_ 3.Applicatton of Puyments. Unless applicable law providcs othenvisc,all payments receivcd by Lender under paragraphs
<br /> -,��i��� t and 2 shall bc upplicd: first, to sny prepayment ch�rge.s due under the Note: second, to amounts payable under paragruph Z; _
<br /> third,to interest due;founh,to principal due;and last,to any late charges due under the Note.
<br /> °�==�y� 4.Charges; Liens. Boreower shall pay all taxes, assessments, charges. fines and impositions attributnblc to the Property
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