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<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on July 19, 2010. The grantor is PAUL T BRIGGS,
<br />a/k/a PAUL THOMAS BRIGGS, A SINGLE PERSON, whose address is 908 $ LOCUST ST, GRAND
<br />ISLAND, Nebraska 68801 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign
<br />the Note. The obligations of Borrowers who did not sign the Note are explained further in the section titled
<br />Successors and Assigns Bound; Joint and Several LiabIIity; Accommodation Signers. The trustee is Arend
<br />R. Baack, Attorney whose address is P.O. Box 790, Grand Island, Nebraska 6$802 ("Trustee"). The beneficiary
<br />is Home Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws
<br />of the United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). PAUL T BRIGGS owes Lender the principal sum of Twenty-nine Thousand Five Hundred
<br />Ninety-seven and 50/100 Dollars (U.S. $29,597.50), which is evidenced by the note, consumer loan agreement, or
<br />similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic payments
<br />("Periodic Payments"), with the full debt, if not paid earlier, due and payable on July 28, 2016. This Security
<br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals,
<br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the
<br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the
<br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br />conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br />HALL, State of Nebraska:
<br />Address: 908 S LOCUST ST, GRAND ISLAND, Nebraska 68801
<br />Legal Description: LOTS ONE (1) AND TWO (2), BLOCK TWO (2), FIRST ARTISTIC HOMES
<br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, EXCEPTING A
<br />CERTAIN TRACT DEEDED TO THE CITY OF GRAND ISLAND, NEBRASKA AS SHOWN IN
<br />QUITCLAIM DEED RECORDED IN BOOK 61, PAGE 488; EXCEPTING A CERTAIN TRACT
<br />DEEDED TO THE CTTY OF GRAND ISLAND AS SHOWN IN WARRANTY DEED RECORDED
<br />IN BOOK 164, PAGE 667; EXCEPTING A CERTAIN TRACT DEEDED TO THE CITY OF
<br />GRAND ISLAND, NEBRASKA, AS SHOWN IN WARRANTY DEED RECORDED IN BOOK 165,
<br />PAGE 149.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of retard.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Jai pD
<br />® 2004-2009 Compliance Systems. Inc. 002D-D14p - 2009.12.368
<br />Conawner Real Estate - Security lastrumevt DL2036 Page 1 of 6 www.compliancesyatems.com
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