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� . ��.._,...�_-__�- , � :.a.w��.w„w.,a.au.v+�.....,. t' .. . -- _.;. ...,..., �" .. .. - . _ •vL�9li�1�6'!eF,xr...= . . .. • --r� ; . °' _ .. . _---�- — — •. . ...�.:.e�•yi�(�il��"7ir."1i�;[�'.t:,y�:tL.. . .. . ... . . .` ...,--_'-- - �.L..�rL.Y�: ��JYI I �� — .:_��,��—��.�.��.....-��_�.�._-- --�_._^ .. � .. !!!_..� " ....].ZY+.7YIJI;r._. ......T..�_. .. .,. .. ..__ ' "_' __... _ ' . _ .. APPLN ooi•so�x�oaa f ' ��R SJ��t��. rrz_ I_' AY�Ji]S'TA�I.L RA�'�E �'tI��R. � 97�I[5 ADJU5TABLB RATfl RIfSHR is maQo thie 21gT day of �►Y � 1996 ,end is incor�►oratc�f lnto and shall be cEecm�d to s�ncnd and supplcmcnt thc Mortgage,Dcecl af Trust or Security Decc1(thc"Sccurity Insuument")of tho bamo dat�given by die undereignod (the"Borcflwea") ta secur�Borrower's Adjus�able�iace Note iu�e ..N6k'.'`j fA ` HOMF FEDERAL BAVINtlB & LOAN A880CIATION OP ORAND Z&I.AND (tha"Lender")of the samo date and covering Ihe properry dascr[beQ in[he Scx�ity Instrume�►t and locate�at: 435 E BOUTH BT (3FtAN1� I8LAN7D, N�BRASI(A 68601 - (Propecty Addm�rJ T[�S NOT�CON'I'AINS PC�OVI&IONS ALLPJWING FOR CHA.NGES IN 1VIY INTEREST RATE AND MY P.4Q2P."II'!'1b.Y P!.Y.N.�M�'. !!l+l:E3�:�►�wS biV e!� E' e�_�� 6�A'i'r. �i'i"a.i. RESQJ7..T lt•l FIIr'uDa'�R PA`�'[::1�.`�'IU':'^.�. DECREASES IN THE INTERFSf E�ATE Vf►I1.L RESYII.T IN�.OWER PA�YMENT3. ADDITIQNA[.COVENANTS. In aildition to the covcnante and agrcements mado in the Security Instrumcnt, � BorroKa and Lender further covenant end egee as followa: A.INTEEtk'Sf RATE AND MONTIiLY PAYMENT CI�ANG�� 'Itu Noso provades.tor an initial Inuxest reus of 7.a5o �In. The Noto�rov3des for changes in the intaest ratt and the monthly paymeats,as foUows: 4.�I'I'EREST RATE AND MONTHLY PAYI1SENf CHANGES �,►i re�,�a.n�*.. •-•-----v----- The intGCSt tBGG I will pYy rtl�y Ch�11go On thC Cu'8t d8y Of DECENIDBR , 1999 ,�I1d O[1 thYt day evay 12Tx month tha�a�fter.HacE�dat�on which my intaest rete coukl chango i�c,aUod a"Char►ga Dsste." (B)The Inda� Be�nnfnQ wit�tho fint Ch�nge D�o�my inter�es n�e wUl bo b�ted on an Indo�e.Tho"[ndwc"i�: T� W�RlCLY AN�AAL4R YIBLD ON IJNIT�D STA�89 Tft8A9iJRY ABCIJAITIgB AWUBTSD TO 11 • COyBTANT PSAT�JRITY A8 I YSAR, Y�19 MAD$ AVAILA8L8 8Y T�iS B�O�Rl1L R68SRVS BQARU. 'I1�a most�t Index C�ura aveiLbb�s of the dAta: [�] 45 dtye Q_ --- befare exh Changc Doue is called the"Curant Index." If d�c Ind�ac is no ioc�ger avail�bb,tlxs Now Holda wW chaosa e naw index that is ba9od upon canp�blo infanwian. Tt�e Noo�I�(o{d�x wUl give me notice of this choica. �r.�r.alcnvuaa at cb.ere� Stfa+e each�fiange Y3ate,the Nota Holder will calculate my new intacst nue by�d�ing TFiO AND TiiREE pUARTSR6 petCefltBgC pOln1(e)( 2.750 �) [0 th�Ca[cdtt IadCX. The No10 Hulda wlll tha►ramd 1he result of this ecldldon W the �Nearest 0 Neut f iighest Q Noxt Lowest ONR 6IOHTH � .1Z5 �j�. Sub}oct to the limits slatt�d in Section 4(pj bclow�this roundod a�nrwnt will ba my new interest rate untll the next Chango Uace. • 'Itie Note Holda will tha�detamine the amoant of tho monthlY payma►t that would bo sufCicient to rep�y d�c unp�id principal t}�at I em expccted co owa at the Change Date in Cull on the maturity datt at my new int�xest rate in substandally oqual peYmrnts.71ro reault o�this calculadon will be tha new emount of my monthlY FaY�� (D)Lir�ks on Inter¢at Rate Ch�n�es _ !ase check cipp�oprtate boxes;�'no box is checked,dure wil�be no maximum lin�tt on changes.) �(1)'t7tia�e will bc no maxim�un limit on inunst rata chan�es. xx (2)Tf�a int�aest rate I am nqulred so pay at the tirst Chana�a Dato wfll nat be gccater than 9.2 5 0 96 ...�.�w� S,��A a _ N�(3)Ivly interest raw will naver be inc�ea5ed or decrcascd a.�any aingla Changc Daus by more than • TWO PERCED]T percentege point(s) ( 2.000 9'n) from the � rate of intcrest I havcs t+een paying for the preceding perlal. _ [�(4)My interest rate will nevcr bc grcater than 12.2 s o %�which is c,�lled tho"Maximum Rete." _ THE "MINIMVM RATB" WILL NEVER BE rESS THAN 5.2504. _ MULTi9TATE ADJU87ABLE RATH RIDER•3ingle Famlly 9J81 _ P�p�t o1� �•a00A(S40l) VAIP MORTOA�E FORMB•(800J82tJ28t IN�lab:______ — -- �f .� r . _. .a ,� ° � - '�