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<br /> payments may no longer[�e requirul,iit ihe uption nf I.ender, if nu�etIIn�e{nsu��anee cciveraf;c(in Ilte mm�unt t�Rd fnr lhe�zeriird ;�
<br /> that L.ender rct�uires)pruvided 6y an insurer apnrc�ved by L.ender agnin becomes uvnilaule und Is obinincd. li��rrower ahull p.�y _
<br /> thc pre►niums required to maintaim m�nguge insurnnce!n effcct,or to pravidc i�loss reserve.until thc rcquircmcnt for ma��tgage
<br /> insurancc ends in acca•daace with any wriuen agrcement bctween Qorrower nnd L.ender or upplir�ble Inw. �
<br /> 9.I�4spectlon.Lender ur its c+gent mt►y make rcasanubfe entrics upon and inspcctlans of thc Property. l.cnder shull givc
<br /> Borruwer nottce nt du time of or prior to nn inspectian speclfying rensnnrable cnuse for the inspcctian.
<br /> 10. Condemn�tlon. The proceeeis of any nward ar clnim fu:�dumagc:s, J(re;ct ac conscqucntinl, in �onnMCtion,w�ith an� _
<br /> condemnation or other tt►king of nny part uf tiic Pcupi:�y, (�T tt3T CODVCy1t1CC 10 ltCU o!eo!eESC�iiiu�Qun.• u��.�......... .�•r•.=---•- __
<br /> shall bc paid fo Lendcr.
<br /> In the event of u tutal takiiig of the Property, the pr:�ceeds shail be npplicd to tl�e sums sccured by this Security Instn►rnent,
<br /> whcther or not tlicn due, with any excess paid to Barrower. In thc cvent of n paniul taking of the Property in which tlie fair
<br /> markct vnlue of the Property immediately t+eforc thc taking is equal to or gnatcr thun the amount of the sums secured by this
<br /> Securlry[nstrument immediatcly before ihc taking. unless Borrower a!�.d I.ender othcrwise ugree in wr[ting,the sums secured by __
<br /> tlais Su;u�•ity Instrumcnt shall bc reducea by the amonnt of the procecds multeplied by ihe fallowing fractiun: (a) the totul `
<br /> amount of the sums securecl inunediutely before the taking, divided by (b) thc falr mnrket value of thc Property irnrnediately
<br /> before the taking. Any balance shall be paid to Borrower. In the event of a partial taking of the Property in which the fair
<br /> mnrket value of the Pr�perty ic►unediately before the taking is lcss Q�;u�the amount of the sums secared immedl�tely hefore the
<br /> taking,unless Bonower and L.ender othcrwise agree in�vriting or unless applicable lAw otherwise provides, the procecds shall
<br /> be appiied to ti�c sums sec��reci by this Securlty Instrument whether or not the sums nre then due.
<br /> di the Property is abandoned by Borrower,or if,after notice by Lender to florrower that the con�emnor uffers to mal:c an
<br /> award or settle a cleim for damuges, Borrower fails to respond to I.ender within 30 duys ufter the date the nottce is given,
<br /> Lender is authoriu,d to collect and npply the proceeds,at its option.either to restoration or repair of the Property or to the sums
<br /> secured by�his Security Instrument,whether or not then due. �lcation of rocecds to principal shall not extend or �
<br /> Unless I.ender and Bottower otherwise agree in wrltin�, any app' • p _
<br /> postpone the due date of the monthly payments referred to in paragraplis I and 2 or change the amount of such payments.
<br /> 11.Horrower 1Vot FteleasEd;Forbearance By I.ender Not a Walver.Extensioi�of the timc for payment or modification
<br /> of amortization of the sums secured by this Security Instrument granted by I.ender to any successor in interest of Borrower shull
<br /> not operate to release the liability of the original Rorrower or Bonower's succ:essors in interest. I.ender shull not be eequired to
<br /> commence proceedings against any successar in interest or refuse to extend time for payneent or othenvise modify amortization
<br /> �f t},� ���ms �PCUred l�y this Securiry Instrument by rcason of any dcmand rr►adc by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy sha�i not be a wai�cr o�:����•�.l����-
<br /> exercis�of any right or remedy.
<br /> 12. Succ�►rs and Asstgns Bound; Joint and Several Liahility; Co-slgners. The covenants and agreemerits of this
<br /> Security Instrument sh�il bind and 6enefit the successors nnd assigns of l.ender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's wvenants und egreements shall be joint und several. Any Borrower who co-signs this Security
<br /> Instnttnent but does nnt execute the Note: (a)is co-signing ti�is Security Instrument only to mort�age, grant and convey that
<br /> Borrower's interest in thc Property under the terms of this Security Instrument; (b)is not personaUy obligatcd to pay thc sums
<br /> secured by this Se�urity Instrument;and(c)agrees that Lendcr nnd uny other eorrower muy agree to extend,modify,forbear or
<br /> make any accommodattons with regard to the tercr�s of this Security Instcument or the Note witP�out that Bonower's consent.
<br /> 13. Loan C�arges.If the loan secured by this Securiry Instrument is subject to n law which sets maximum loan charges,
<br /> and ihat law is finally interpreted so that the interest or other loan charges collected or to be collectal in connection with the
<br /> loan exceed the pernuttecl limits, then: (a)any such loan charge shall be reduced by the amount necessary to reduce the chargn
<br /> to the permitted limit; and(b)nny sum3 already collectcd from Borrower which cxceeded permitted limits will be refunded to
<br /> Borrower. L.ender may choose to mske this refund by reducing the principal �wexl under the IJote or by making a direct
<br /> paynn�nt to Borrower. If a refund reduces principal, the reduction �vill be treated as a partial prepayment without any
<br /> prcpayment charge under the Note.
<br /> 14.Notice.s.Any notice to Dorrower provided far in this Security Cnstrument sliall be given by delivering it or by mailing ,
<br /> it by frt cl:.ss mai!ur.lese applicab!��ew requires use of anuthcr method. The notice shall be direCted to the Property Address
<br /> or nny other address Banower designutes by notice to Lcndcr. Any notice to Lender shaU be given by first class mail eo
<br /> Lcader's uddress stated herein or a��y other address Lender designntes by notice to Botrowcr. Any nutice provfded for ln this
<br /> Security Insttument shall be dceined to have been given to Bot7ower or Lcndcr when given as provided in this paragraph•
<br /> 15.Governing Law; Severabiltty. This Security Instrument shall be governed by federal law and the lav� of the
<br /> jurisdiction in whicl�the Propeny is located.In the event that any provision or clause of this Security Instiurnent or the Note
<br /> conflicts with applicable law,such conflict shzll not u4'fect other provisions of this Se�:urity Instrument or the Note which can be
<br />_ given effect without'the conflicting pmvision.To this end the provisions uf this Scxurity Instrument and the Note ure dec(arocl
<br /> to bc sevcrnl�lc.
<br /> 16.Borrower's Copy.Donower shall be given one wnfornted copy of the Note and of thes Security Instrament.
<br /> Form 3028 9180
<br /> Pege 4 010
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