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i . . v+e.r�•e.�wwn r,..-I <br /> , . <br /> f ` "`"' <br /> .. �, ' _ .. .,... <br /> x ir <br /> '.1.,.\ II . �^.� ... i —_ _ ...-,. <br /> ., . �_1`__ ._ _ '���.'���� ��`� t�.�.l�..t.l J�17 V.[3 if ..• `P • ] . <br /> ::.__- � Y d'ER� <br />- -- .___-.-__- _ _ ._ <br />_�»:n .- e�es+seln.Y,�n.r.stc_ �.slr.vr ... �k:n_��rwntrr>_,r•: -- •"----� <br /> mws.. ..,... <br /> �....-�-��_ -._._ .-- ..-���r ,$.�.r...._..,,..,-c..s_r:'.._:..:_ . <br />_ �6°� ����.�� ; <br />- , <br />° 'fnG�TH�R�VI'd'I�nll ihe impeovemc►us no���or he��caficr crcctcc!an the p�Y�pei•ey,nnd i�ll casenunts,npp��rteyinnc�:;,n�zd I <br /> fixtu��es �imv orr Iicr�aRer u part ��fr the hrpp:rty. All replrce�uent, and addidon�� rhall idso b� covc��ed by thir; Sccurity <br />= Insti�imcnt. All of tl�e feregoing is rcfcrrcal ta in tl�is Sccurity Instrument ns the"I�roperty." � <br /> DORROWER COVENAN fS that 8arrowcr is lawfully selsed of tlie estnte hcreby convcy�d nnd lia.y Nie right to prAnt nnd <br /> canvcy thc Propeny nnd thnt the Prupcny is unencumbered, exccpt for cncumbrnnces of recc�rd. 8orrowcr wcirmnls nnd will ' <br />- defenci arnerally the title ta tl�e Pra�erty nguinst ull claims and demands,subj�ct to any encu�nbrunc�s af record. <br />__ TH[S SECURITY INSTRUM�NT combinca unlfar�n covcnants far national uss nnd uon-uniform covcnants with 13m1ted <br />- variutiuns by jurisd(clion to canstitu2e n�uiCa�•�i�seeurity imt�u���en►cuvering re:d pro�rerty. <br /> •��ttn�n��n��rnl�%titili.nt)_ UW�C�..1. f!�,7CC CUYCtl..i2[fli2l!B�iL`9°IOl.U�!'9: . <br /> ut'��l•a nlval.alVC.v l� 1�t1 i� n lt i .. <br /> 1. Fayment o!Principal and Intetrst; Prepayment attd Y.ate Charg�s. llorrowcr shall prornptly pay �vhen due the <br /> pcineipal of und interest on the debt evidenced by the Note and any prepAyment und lute cl�arges due u�ider the Note. <br /> 2. FYinds tor Taxcs und Insura�xc. Subject to upplicablc law or to n written waiver by Lcnder, Horrower shall pay to ' <br /> Lendcr on thc duy monthly paymcnts are due undcr the Notc, until the Notc is paid in full,a sum("Fands")for: (u)yearly taxes ' <br /> 1nd asscssments which may attain priorlty aver this Security Inst�-ucnent ns t�licn on the Properry;(b)yc�lriy Icusehold payments � <br /> or ground rents on the Property. if any;(c)yearly hr�zard or pmperty insuruncc premiumv; (d)ycarly flond insurance�remiomg, ' <br /> if any; (e) yearly mort�age insurnnce premiums, if any; and(n an� sums psyable by Borrower to Lender. in accardance with <br /> the provisions�f paragraph 8, in licu of the puyment of mortgsgc ins�!runce premiums.Thes�items nre called "Escrow Items." � <br /> I.�nct;,r m�.y, at any t�cn?, colkct aeid hc,ld Fwi.ia in uu amount not to exc�d the maximum amon:�t a Icndcr for a fcdcrally <br /> related morigage loan may require for Borrower's escrow uccount under the fedcral Real Estate Settlement Procedures Aet of <br /> 1974 c�s umended from time to time, 12 U.S.C. Section 2601 et ser�. ("RESPA"),unless another law that applies to the Funds <br /> sets n Icsser umount. If sa, L.ender may, at any time, collect and hold Funds in an amount not to exceed the(esser wnount. , <br /> ;.ender i„ay �stimat� �he amaunt of Funds due on the basis of cunent data and reasonable estinates of expenditures of flature <br /> Escrow Items or otherwise in accordance with applicable Iaw. <br /> The Punds shall be l�eld in an institution whose deposits are insured by a federal agency. instrumentality, or entity <br /> (includinfi I.ender,if L.ender es sucl�un institution)or in any Federal Home Loan Bank. I.endcr shall apply�he Funds:o pay the <br /> Escrow Items.Lender may not churge Bonower for holding and applying the Funds,annuully analyzing the escrow account,ar <br /> verifying the Escrow Items, unlcss[.ender pays Borcower intcrest on thc Funds and appl�cable law permits Ixnder to nsake such <br /> n charge. However, I.ender may require Borrower to pay n one-time charge for an independent real estate tax reporting service <br /> used by I.,ender in wnnection with this lo�n, unless applicablc !aw provides otherwise. Unless a�� �grcc�r.ent ls made or <br /> appljcahle law requires interest to be paid, Lender shall not be required to pay Borrower uny interest or earnings on thc Funds. <br /> Borrower and Lender may agree in writins, however, that lnterest shall bc paid on the Funds. Lendcr sh�ll give to Borrower, <br /> without charge, an annuat stccounting of the Funds, showing credits and debits to the Fupds and the purpose for which cach <br /> debit to the Funds was mude.The Funds are pledged as udditiona!security for all sums sccured by d�is Sccurity Instrument. <br /> If the Punds held by I.ender exceed the a�nounts permitted to be held by applicable ladv,Lender shall accaunt to HoiYOwer <br /> for the excess Funds in uccordunce with the requirements of applicable law. If the amount of the Funds held by Lender at any <br /> time is not suf�cient to pay the Escrow Items when due,Lender may so notify Aorrower in writing,and,in such tase}3orcawar <br /> shall pay to Ixnder the amount necessary ta make up th.e deficiency. Borruwer shall muke up the de6ciency in no more than <br /> twelve montlily payments,ut Lender's sole discretion. <br /> Upon payment in full of nll sums secured by thia Security Instrument, Lender shall pmmptly refund ta Borrower any <br /> Funds held by J.ender. If.under puragraph 21, Lender shall acquire or sell the Property,Lender,prior to the ncquisition or sale <br /> of the Properry, shail apply any Funds hcld by Lender at thc tlm�of acquisition or sale ns a credit aguinst the sums secured by <br /> this Security Instrument. <br /> 3.Ap�►lication of Payments.Unless applicable law pmvidcs otherwise,ull payments received by Lender under paregraphs <br /> 1 and 2 shal(be applied: �rst, to nny prepayment charges due under the Note;second,to amounts pnysble under puragraph 2; <br /> third,to interesf due;fourth,to principnl due;and last.to any late churges due under the Note. <br /> 4.Charges;I 1ens. Borrower shail pay all taxes.ussessmenGS, charges, fines und impositions attributable to che Property <br /> which may attniu priority over this Security Instrument, and Ieasehold puyments or ground rents,if any. Borrower shall pay <br /> thcse Qbliguttons in the manner provided in paragrapl�2,or if not paid in Rhat manncr, Borrower shall pay them on time directly <br /> to the person owed payment. I3orrower sha11 promptly tnrnish to I.ender c�ll notices of amounts to be paid under this para�ranb. _ <br /> If fiorrower makes these payments dlrectly,Borrower shatl prompdy furnish to Lender reccipts evidencing the payments. — <br /> Borrower srall promptly dischargc any lien which has priority ovcr this Sccurity Instiument unless Bono�ver:(a)agrees in <br /> writing to the puyment of the obligation secured by the lien in a manner Acccptable to Lender;(bl contests in good faith the licn <br /> by, or defsnds agaiust enforcement of the lien in, Iegal proceedings which in the I.,ender's c►pinion operate to prevent the <br /> enforcement of the lien; or(c)secures from the holder of the lien a�i agrecment satisfactory to i.ender subordinating tfte lien to <br /> this Security Instrument. If Lender determines that any part of the Property i�subjcct to a lien which may attain priority o��er <br /> this Security Instrument,Lender mny give Borrower a notice idcntifying thc lien. Borrowcr sl�all sntis�y the lien or tuke one or - <br />. more of the actions set fotth above�vithin 10 days of the giving of notice. <br />" Fo►m 3028 S/fi0 <br /> rapo 2 or o <br /> ,_��e�.p — <br /> .r,�w',�anaaw._�1�'.t. 'efiTH`;'T". .•„ _ ...,,._ T.�• -� �/,-__i_: . _ .. _ . <br /> •��YIl4f�L[2�_ • rFF:�e.enri��, _ _�,v s ..�,'_ t �.°���;5, .i.�. '�...�....r� _ �_r. <br /> 1:i1 -4,- r-- <br /> z. _ _.. e_ .l � . .. . . .-?� �s�St' ...G-.'- ' <br /> ��+r::ty..� . , . • d rf . < a. . �('�:o. :--�- _ <br /> � ' ' . � . � .. _ f"���'f1V �1�t1�.. T f Y 7� a�a_ ._. <br /> ?�uL C �. . 3 . ' .... 'rr�.�� �w�.'L. 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