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~~ <br />N ~ ~ ~ n <br />~ tAy d rn ~. I~' ~ m Q C7 <br />~ f`~ ~ ~ c"~ O ~ <br />~,:«~ 1 --~ I C7D ^r1 ~, D <br />~wrw 7~,,~ ~,;7 ~ ~ f'r7 ~ <br />~ ~ rV ~ <br />N ~ <br />-_ lr ~, .J ~ c..a <br />`~.' ~'~' e,Ka z <br />~' o <br />[Space Above This Lina For Recording pate] <br />Loan No: 15585 ~' <br />DEED OF TRUST ~ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 21, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />DOUGLAS J. WERBEK AND TENA L HERBEK, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIVE POINTS BANK OF WASTINGS <br />Lender is a NEBRASKA CORPORATION <br />organized and existing under the laws of STATE OF NEBRASKA <br />Lender's address is 320 SOUTH BURLINGTON <br />HASTINGS, NE 68901 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />FIVE POINTS BANK OF HASTINGS <br />2815 OSBORNE DRIVE WEST <br />HASTINGS, NE B8901 <br />(E) "Note" means the promissory note signed by Borrower and dated July 21, 2010 <br />The Note states that Borrower owes Lender <br />Four Hundred Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 400,000.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than August 1, 2040 <br />NEBRASKA- Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4102 Page 1 of 13 Init1a15: _._. <br />