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<br />(C) "Lender" is WELLS FARGO BANK, N.A.
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES
<br />Lender's address is P.O. BOX 11701, NEWARK, NJ 07101.4701
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK
<br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 591.07 ,
<br />(E) "Note" means the promissory note signed by Borrower and dated JULY 22 , 2010 ,
<br />The Note slates that Borrower owes Lender NINETY NINE THOUSAND TWO HUNDRED AND
<br />00/100 Dollars
<br />(U.S. $ *****99,200.00 )plus interest. Harrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than AUGUST 01, 2040 .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the:
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Nnte, plus interest, any prepayment charges and late charges
<br />due under the Nate, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fallowing
<br />Riders are to be executed by Borrower [check box as applicable):
<br />Q Adjustable Rate Rider ~ Condominium Rider ~ Second Home Rider
<br />0 Balloon Rider 0 Planned Unit Development Rider ~ 1-4 Family Rider
<br />0 VA Rider ~ Biweekly Payment Rider ~ Other(s) [specify)
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that arc imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, ar similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-nf-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(11~ "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance iu lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment af, ar default an,
<br />the Loan.
<br />NEBRASKA -Single Family -Fannie MaelFraddie Mac UNIFORM INSTRUMENT ~`', , 1
<br />-61NE) ~os~ ~ ~ Page 2 of 1 B Initials: J ~/y Form 3028 7 /01
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