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<br /> PO(3&7'H&R WITH aU t�he im�rovemenu naw or hereaftet errcted on tho prop�rty,and all casement�,d8hts,appuruaiar[ccs,
<br /> renis. royalties, mineral.oil oncf gas rights and prafits,water r�ghts and stock and nll fixturas nnw or hereaftea a p�rt of the
<br /> prope:ty.All replacements and sddidons shall also be cavered by thls Security Instrumen�All of the faregoing�S reforred to ln
<br /> this Security Insuument as Uta"Property."
<br /> RQRRf)WFR CnVRNANTC that Fnrrnw�.r!c lawfully aeised af the estate hereby cenveytd snd has the rtathl tn¢[ant end
<br /> comty the Pm�erty Rnd that►he Propeny ls unencumbered,except for encumbrances of record. Borrower wa�nts and will
<br /> defend geacrally the dtUe to the Froperty ageinst ell claims er,d d:�mands,subject to eny enGUmbrances of record. ,
<br /> 1.Payment of Peinctpal,Iaterest and Lpte CLar�a Bomnwer shatl pay when due the principal of,and interest on, the
<br /> debt�videnced by the Not�and lnte chsges due�±nder the Note. _
<br /> 2.Ma�nthly Payment ot Taxes�Insurance and OtPier ChArges. Barrower shall include in each monthly paymem, '
<br /> wgeihu with the principal and interest es sei fonh in the Note and any lete cbarges,a sum for(a)taxes and special esses.unents
<br /> le�ned or to be levied against the Propercy,(b) leasehold paymenis or ground rents on the prop�at�r, and (c) pnmiunns for
<br /> lnsurance rsquired uaAer prragraph 4.1'n any year in whkh thn Lender must pay a mortgege insurance premium tp the Sea4truy
<br /> of Housing and Urban Dovelopmsnt("Sscret�y"),or in ony year in which such pruniam wauld have been roquired if Lender stW
<br /> hekl tno SeGUrity Instruma�t, caci� montniy puy�e�it si�sll also Include etu'��►. (ij s sun.far the enaual m�tgaga�r�.�zca
<br /> pcanium w be paW by Lenclu to the Seeretary.or(u)a mnnthly ebarge insttad of,a mortgage insurance premium if tt►is Security
<br /> Insuument is hcld by the Secrctary,in a reasonable amount W be det.amined by the Secretary.Exr.ept for the monthly charge by
<br /> thc Secretary,these iums ere caUed"Escrow Items"and the sums paid to Lendu are called"Escrow Funds:'
<br /> Ler►der may,at any time,coUecc and hoid amounts for Bscrow Itcros in an aggregata ampunt not to exceed the maximum
<br /> amoont that may ix requi�cd for Borrower's a�r.�ow eccount under the Real Fstete Scukment Prucedunes Act of 19'74,12 U.S.C.
<br /> Secrion 2601 et seq. and Lnplementing ragulatinns,?�4 C�R Part 3500,as they may be ntnended frnm time to dme("RESFA"),
<br /> except that the cushion or reserve pumfued by RESPA for unendcipated disbursemans or disbursu�.ms be.foro ths Borrower's
<br /> payments a►rre avai]able in Ihe account may not be bastd an amounts dua for the martgage insurar►ce pnmium.
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<br /> at u�c uwnuunu uciu oy La�uu w►r�auw itau�cAixacu L�a wii'vui��}'�caiui�w w itciu�'i'y a�wrr►,�uilw`o.wl!a�w�.i:il;
<br /> the excess funds as re,guiral by RESPA.If the amounts of funds held by Lender at any time are not sufficient w pay the Ess�row
<br /> Items when due,Lendcr may nodfy the Borrower and nqnira Borrowu to malce up thc shortage or deficicncy as p�rmittrd by
<br /> FtESPA.
<br /> The Escrow Funds�pkdged�s addItional security for aiil sums securod by this Sxurity InstrumenG If Bomnwu tenders w
<br /> I�vler the full payment of all such sums. Bormwu's eccounc shall be credited with the balance remxining for a11 instAllrner►t
<br /> itans (a). (b),and (c) and any mongage insurance pnmium installma�t that Lender has not become obHget�d to pay to the
<br /> 5ocretary.and Lender sball promptly refund any excess funds to Borrowcr.Immodiatr,ly prior to a forecl�sure sile of the propaty
<br /> or its�cquisidon by Lcndel,8amower's accuunt shall bo credit�ed with any brlance remaining for all installmenis fcx iums(e),
<br /> N).and(c).
<br /> 3.Appikation of PAymenta.Aq payments undu paragraphs 1 and 2 shall be applled by Lender as folIows:
<br /> • �j�,to tho murtgage insurence premium to be paid l�y Lender to the Sec�etary or to tha monthly charge by the Secrwrj
<br /> i�stead of the monthly mortgage insuca�nce praniiun;
<br /> SECOii�,to any taxes,spxial asscs3mr,nts, lcasehold paymaits or ground rents,and flre.flood and other hazard insurai►cit�
<br /> �[C(R1U11lS.aS 70I�lIL[Od; •
<br /> Triird.t0 IlILQ'CS[OUC UII�W tY1C lyOtC:
<br /> �nurth,to amorsizarion of the principal of the Note; •
<br /> , �it t�.w lau chaPges duc under the Note. . , ,
<br /> �-�R(NE)�osoa� a•o.2 0�e �m�air.
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