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201005151 <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and. agrees to the sand covenants contained in all pages of this <br />~~S~~ec~~~~urity Instrument and in any Rider executed by Borrowe nd reco ed with it. <br />/aZ / p <br />CLARK KALKOWSKI Date PA' Y A KOWSKI ate <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by CLARK KALKOWSKI and FATSY A KALKOWSKI, before <br />me on July 12, 2010. In witness whereof, I hereunto sit my had itd, if appliG. b e, y fficial seal. <br />My commission expires: 5/10/2011 <br />~.. <br />\ / <br />~_ ~~iISA R, AYER <br />GENF.HALN07ARY-StatBafNe~aska CONSUMER LOAN OFFICER - <br />~~` ~' MA'YEFi Hall County, NE <br />My Comm. Exp. May 10, 2011 <br />Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, N E 68801 <br />~'r 2004.2009 Compliance Sysfrms, Int. (I(12U-9847 - 2009.12.368 <br />Consumcr Rcal Eslalz -Security Instrument UL2036 Pagc 5 of 5 www.complianccsystetns.cnm <br />