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<br /> pay�y�cnts may no lon�cr be��ec�uircd, nt thc option of Ler.der,if mml�nBc insurance coveragc (in thc amount nnd f'or the pcciud ;
<br /> that I.endcr rcyuices)provlded by an insurcr npproveal lsy I.�endcr ngcain bccom�s availablc nnd is obtaincd. Aorrowcr sliall pay �
<br /> thc premiums rcquircd to mai�itnin mortgnBc insurunce In effcct.ar to providc n loss reserve,until thc rcqufrement for mortgagc
<br /> insurancc ends in accordoncc wfth uny written ngrccment bctwccn Qurrawcr mid I.ender or upplicable law. i
<br /> 9. A��ptxtlun. Lender or its ngcnt may mnkc rc�srniuhlc enu•ies up�n nncl inspcctions of the 1Property. I.cndcr shall give I
<br /> Borrower notice at tlte Nme of or prior to nn insgection specifyiug re:iscmnble cause for the inspection. �
<br /> 10. Condemn�ttau. 1'hc pmr.ceriv of nny nwtrrd or cinhn for dmm��!es, direct or conscquential, in conr.�:ction wlth any .
<br /> GGu�cifii�diivii OT�i�ii.i ia�ii�g vi aiy Nui�vi iii�p�v�n,��� �i i,:i C:����wi Cv f�,�°v::IIf L'L`.^.��::2:Iwt:CR. .°.."^.tt.°.fC�`}' ��3�pR°..t�»2:�
<br /> shnll bc puid ta I.endcr.
<br /> In the event of a totul taking of the Praperty,tl�r,pr<�cee:lx elmll I�e npplicd to the sums secured by this Security Instrument,
<br /> whether or nat thcn due, with nny cxccss p,dd to Borrnwer. In Ihc cvcnt af n pariial taking of the Property in which the fair
<br /> market valuc of the Property immediatcly befarc thc uiking is cqunl to or grcutcr thnn the amount of the sums secured by this
<br /> Securiry Instrument immcclintcly before thc tnkin�,unless F3orrower nnd Lendcr othcrwisc agree in w�iting,the sums secured by
<br /> this Security Instrument shall be resluced by the amount af the procccds muldplicd by the following fraction: (a) the total .
<br /> wnount of the sums secured immedlately beforc the tnkinb, divlded by (b)tlic f�ir market value of the Yroparty immediately �
<br /> before the tuking. Any bulance Fhall be paid to Bnrrower. ln thc cvent uf n pai7ial tnking of the Property in which the fair
<br /> market value of the Property immediutely bcfare the tnking is Iess tlinn the nntoun! of the sums secured itrunediatcly before th�
<br /> tuking, unless Borrower and Lender atherwise agrec in writing ar unlcss npplicnble Inw otherwise provides, the proceeds shall .
<br /> bc applied to the sums secured by this Security Instrument whethcr or not tlie�;ums urc thcn due.
<br /> If the Praperty is ubandoueJ by Burruwei�.oe if,after nntir.e by I.ender to Darrower that thc candcmnor offers to make an
<br /> award or settle n claim for damuges, Borrower fails co resp�md to L.endcr withli� 30 days ufter the date tlie notice is given,
<br /> Lcnder is authorized to collcc;t and apply the proceeds,at its aption,elther to restorntion or repair of the Property or to the sums
<br /> secured by this Security Instrument,whether or not then due.
<br /> Unless Lender and Horrower othcrwise agrcc �n wridng, nny iipplication of procceds to pxlncipal shall not extend or
<br /> postpon�the due date of the monthly pnyments rcferred to in purng!nphA i mid 2 ar cliungc tlie nmount of sach pnyments.
<br /> 11.Borrower Not ReleusYd;Forbearance By Lender Not a Walver.Extension of the time for payment or modification
<br /> of nmarti�atton of the sums secured by this Securlty Instrument granted by I.snder to nny�uccessor in interest of Barrower shall
<br /> not operatc to release the liability of the originul Bonower or Barrower's successors in intcrest. Lender shall not be requiresl to
<br /> commence proccedings aguinst any succcssor in interest or refusc to extcnd time for paymcnt or otherwise modify amonization
<br /> uf the sums secured by this Security xnstn�ment by reason of nny demmid �n�ide by the orlginnl Honower or Borrower's
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<br /> exercise of nny right or i�emcdy.
<br /> 12. Successo�s and Assigns Boand; Joint and Several I.labllity� Co-slgnerx. Tho covenants and agrcements of this
<br /> Security Instrument shall bind nnd benefit the successors und assigns of Lender und Borrawer. subject so the provisions of
<br /> paragmph 17. Barrower's covenants and agreements �hall be Joint and several. Any Borrower who co-signs thIs Security
<br /> instrument but does not executc the Note: (u) is co-signing this Security Instrument only to murtgage� grant und convey that
<br /> Borrowe�'s interest in the Pruperty under the tzrms af this Security Instntmcnt;(b)ic not persanally obligntcd ta pay thc s�.�ms
<br /> secured by this Security Instrument;and(c)agrees thnt I.ender and any other Borr�wer mey ugree to extend. modify,for6ear or ,
<br /> make any accommodations wjth regnrd to the terms of thls Sccurity Instrumcnt or the Note witl�out that Borrower's consent.
<br /> 13.Loun Charges.If the toan securcd by this Security Instrument is subject to u inw which set�s ntaximum loan chetrfies,
<br /> and thAt law is finally interpreted so thlt thc interest or other lonn churges callc�:tul ar ta be collccted in connection with dic ,
<br /> loan exceal the permitted limits, then:(a)any such loan charge shall be reduced by ths emuunt nrcessary to reduce the charge
<br /> to the pernutted limir, nnd (b)uny sums already collcctcd �'rom Borrawcr which exccxdccl perni�tted limits will b�refunded to
<br /> Bonower. Lender �nay clioosc to make this refund by reducing thc prtncir�l owccl undcr 1he Nate or by making a direct
<br /> payment to Iiorrower. If a refund reduces principal, thc reduction will be trcated us u partial prepayment �rithont any
<br /> prepayment charge under the Nota
<br /> 14.Not[ces. Any notice to�orrower provided for in this Security Instrumcnt sisull t►c glven by delivcring It or by muiling
<br /> it by first class niail unless applicable law requires use of another mcthod. Thc notice sh�ll be dlrectcci to tlie Propeny Address
<br /> or any othcr address Aorrower designates by noticc to Lcnder. Any noticc ta L�cndcr hliall b� givcn by first class mail to ,
<br /> Lender's uddress stuted hereifl or any other address Lender designates by noticc ta Aorrowcr. Any noticc providcd for in this
<br /> � Security Instrume�xt shall be deemed to havc bcen given to Borrower or L.cndcr whcn givcn as pravidcd in this paragrnph. �
<br /> 15.Gaverning Law; Scvert�bllity. 'This Security Instrument shall bc governcd Uy fccicrnl laa� nnd the law of the
<br /> Jurisdiction in which the Property is located. In the event thnt uny provislon or clnusc of ti�is Sccurity Instrumcnt or thc Notc
<br /> . conflicts with applicable law, such whflict shall not affect other provisions of tl�ls Security instruntent or Il�e Nate which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security lnstrument nnd tl�e Note ure declared
<br /> ' to be sever:tble. •
<br /> . 1G.Borrowcr's Copy. Borr�wer shall be given one conforn�ed copy of the Note nnd of this Security Instnunent.
<br /> Fo�m 3028 8190
<br /> Pene 4 0l 6
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