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<br /> „ pay�iientv may no lo�igcr t�rcc�uie�:d,nt the opUon of l..�ndc�•,if mortQa�e insurancx eovern�e (in the nmonnt and tar►t�npertad
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<br /> Ubat Lcndcr ecxfatrcs)psovidccl Uy an insuecr np�rovcd by Lcndcr t!�nin b;�:ontes availn6lc tuid is obt,�incd.Borro�vcr shnll 1 LIiC
<br /> .,:� pramiums rcquired ta meJntnin mortgage Insuranr,c; in eftect,or to provide a loss rescrve, undl tha rcq►�Iremcnt for mortgaga .
<br /> �, insuranca cnds in accordnncc with any written agcecmcnt t�,twcen Eonowcr snd l.cndcr ar applicablc law.
<br /> 9.Ynapestbn. Lcnder or its n�ent may mako reasonablc envics upon und inspccdons of�ha Praperty.Lcndcr shall givc ,y
<br /> � � a�,..nwnr�ica at the tLna of or prtor to an inspocilon spaifylag rctissonablo causo for Itic inspecdon. ��-
<br /> � 1�.CQndemn�atbn. Tho procccds af any awtud or cllum for rinmage�,uut�:i vi wi��i�yu"vi�'�P.�+. :.^.�.^.•^•==t�nn avlih Nnv
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<br /> -"''-� N,�M�;,;;����;;�•n�hrr takina of eny 08rt of the Property,nr fae conveyancc In li:,u of cAnd�mn�±tion,nre hcreby nssignecl nnd � .
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<br />-- � shall bo p�1d w Lendcr. -,-
<br /> ��� In thc event af a Wtnl taking of thc Property,thc procecds shall be applied to Q►c sums secured by this Sccuriry Instrument, �;-
<br /> �-�� whother or not then due,w[th anY axcess pald W Boreawer.In the ovent of a partlul takin8 af the I�'°PertY in Whlch the fair mar�Cet _
<br /> `��, _` vnlua of Ihe Property immodlauly Uefore thc taki�►g is r�1ua1 to or greater than tho emount of thc sums sccurcd bY this Securiry Y.
<br /> :}:��.�- InsWment immediately beforc Ihe taking, unlcss Borrower and L,ender othcrwise agree �n wridng, tho sums secured by this
<br />-��.�' Sceudty Inswment shaU be reduced by tho amount of the proceeds muldpllcd by the follo���ing fracdon:(a)the touil amount of
<br /> "� the Aums secured immedfatety before the taldng. clivided hy N) tha fair m�ket velue of tho PrapertY immedlakly b�fore the
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<br /> tcdcing.Any balance shnl!be p�id to Borrower.In the event of a pa��dal takin8 of the Property In which�t►e fair market value of the
<br />�`?� property immcdiatcly beforo the taking is lcss than the amount of the sums secured immediately beforc the taking, unless
<br /> r - Borrower and L.endes otherwisc agceu in wdting ur unless applicuble!nw otherwtse providcs,tho proceeds shall be applied to tho
<br /> --- sums secured bY thts Security Instrumcnt whether or not the sums are then due.
<br /> �–� If ti�e Prope�ty fs Abandoned by Borrowu,or if,aftu nolice by Lender to Borrower tha�t the condemnor otfecs to make an
<br /> � �� nward or scUlo a claim for damagcs,Borrower fails to respond to Lend�r withit►3U days afur d►a date i�io nodce is givcn,Lcndec
<br /> � is authorized W collect and apply�he procir.ds.at its opdon,either to reswra�on or repafr of tha Property ur to the sums secured
<br />_�==�� by this Securlty Instrument,whether or not thcn due.
<br /> � Unless Lendu and Borrower athuwise agcce in wridng,r�ny apPiicaxion of procerds to principal shall aot extend or postpone
<br /> = tho due Aute of the monthly payments referred to in pa�'aBraPhs 1 and 2 or chango Ihc omount of such payments.
<br /> 11.Borrower Not ltekased;Forbearance By Lender Not a Wpiver. Batension of the d�ree for payment or modificadon
<br /> of amortlzation of the sums secured by thls Securiry Insa�unent gror►ted by Lender w any successor in interest of aorrower shaU
<br /> not operate co release the liability of the odginal Bormwer or IIorrower's successo�a in interesG Y.ender shall not be required to
<br /> cammenca proceedln8s a8ainst any successor in interest or refuse W eaten�tim�for paymer�t or othecwLse modify amortizarion of
<br /> tha sums secured by this Security Instrument by ceason of a��y demand mede by the original Borrower or Borrower's successors
<br /> ;Q�n�Pr�sr: Any fnrbearance by Lender in exercising any right or remedy shall not be a waiver of or precludo the execcise of any
<br /> right or remedy.
<br /> 12.Sucas,�ore and Assigna Bound;Joint ond Severwl LiabSlIty; Ca�signers. 'It�e covenarits and agrecments of th�s
<br /> Security Inswment shall bind end benefit the successors and assigns of Lender end Borrower. subJect w the pmvisions of
<br /> pa�agraph 17. Borrower's covenanis and agreemems shall be Joint and several. Any Borrowcr who co•signs thi� Securlry
<br /> Instiavment but does not execute the Nate: (a) is co-slgning this Secttdty Instrument only W mortgage,grant and Convey that
<br /> Bortowu's interost in the ProPenY under the terms of ihis Sc:curity Instrument; (b)is not pe:sonaUy obllgated to pay t1�o surt►s
<br /> sacured by this Seciuity Instcum�nr and(c)agrees that Lender and any other Borrowex may egcee eo extcnd,modify.forbear or
<br /> muke any aceommodations with regard to the t�rms of thls Security InstrumenR or the Note without that Borcower's consen�
<br /> 13.L�ren C6arges. If the loan securecl by this Security Instrument is subject to a law which sets maximum loan cliarges.
<br /> and that law is finally interpreUrd so that the interest or other loan chArges coAected or to be collecced�n�°N►°�flon with the loan
<br />� exceed the pumitta111mits.then. (e)anY such loan charge shall be reduced by the amount nexessary to reduce d�e charge to the
<br /> pamitteG limi�and(b)eny sums alreadY collected from Barrower which exc,ceded pemnittuS 1i►nits will�e nfunded w Bomowet.
<br /> Ler�du mxy choose to make t1►is nfund by reducing the princi�al owed under the Note or by making a dIrect payment to
<br /> � Borcowa. If u refund reduces principal,the reducdon will be acaud as a pa�caal PrepaYmen�Withous�ury prepayment charge
<br /> undec the Note.
<br /> 14.Notkes. Atry nadca to Borrower provided for ln thie Security Instrument shall ba Eriven by delivcring it or by mailing it
<br /> by first clas.v mail unless applicable Iaw rcqui�es use of anather method.Tho notice shall be directed to the Proptrty Address or
<br /> ----_ :.ny osl:u add:ess Ao*aow�r�lrcivnar�s by nadce to I.endec.AnY notice to Lender shsill be given by first class mail to Lendu's
<br /> sddress statcd herein or any other eddn'ss Lender designatcs by notice to Horrower. Any noticc provided tor m th�s Securicy
<br /> InstrumenY shall be deemed to have been given w Borrowex or Lcnder when given as pmvided in this pacagrnph.
<br /> 15.Governtng Law;SeverabiUty. '11i�s Sccuriry Instrument sl�all bcs govemed by federal law end the law of the
<br /> _ — jurisdicdon in which thc Property is lacnud.In thc event that any provision or clauscs of this Socurity Insuument o*the Note
<br /> —� conflicts with applicable law,such conflict shall not afiect otSher provisions of th�s Security InstrumeRt ur the Note which can be
<br /> �,� given effect without the conflicting provislQn.To U►is end the provisions of this Securicy Ins�ument and the Note are declared Lo
<br /> � be severuble.
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