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<br />. DEED OF TRUST MIN;100328800020135980
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<br /> DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,13,18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ~ July 19th 2010 ,together with
<br />all Riders to this document.
<br />(B) "Borrower" is Cynthia K O'Donnell, a single person
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Lincoln Federal Savings Bank .Lender
<br />- - ---
<br />is aCorporation organized and existing under the laws of the United States of America
<br />Lender's address is 631 West Second St. Hastin s NE 68901
<br />(D) "Trustee" is~incoln Federal Savings Bank 1101 N Street Lincoln, NE 68508
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security Instrument.
<br />MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, ivll 48501-2026, tel. (888) 679-MFRS.
<br />(F) "Nate" means the promissory note signed by Borrower and dated July 19th __ __, 2010 .The Note
<br />states that Borrower owes Lender One Hundred Three Thousand Seven Hundred and 00/100
<br />Dollars (U.S. $103 700.00.__ )plus interest. Barrowerhaspromised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than _ August lr 2030
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Properiy."
<br />(H) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider. ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify]
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organlzatlon.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, ar similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit ar credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, awatryd ofdamages, or proceeds paid by anythird party
<br />Pro ert ; u candemnatlan or other taken of all or an art of the Pro er m conve ce m heu of condemnation; or
<br />(iv) mi~sre~(pre entat ons,of, ordom stsionsa ~oethe value and/orr onditioi~ ofthe P operty~mage try, er destruction of, the
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 afthis Security Instnament.
<br />NEBRASKA-Single Family--Fannie MaelFreddie Mae UNIFORM INSTRUMENT (HERS) Form 3028 1/Ol Gage 1 of8~ages)
<br />12A39.CV (11/07) 03-1109 Creative Thinking, Inc.
<br />GOTO(OOIfT~c2a)
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