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<br /> payments niuy no longer be required,nt the option��f Lender, if mortgnge insurance coverage(in the umaunt and far tlie period I--
<br /> that I.endc:r rcquires)pravided by nn insurer approvcd by C.cnder again bccomes uvailuble nnd is ohtair.eil. Burruwer�hall pay
<br /> the premiums rcquired ta maintain mortgagc insurance in effect,or to providc a loss reserve,until the requiremsnt for mortgn�c
<br /> insurance ends in accordance with any written agreement between Borrower and Lender or npplicable law. .
<br /> 9. Inspectton. L.endc:r or its agent may make reasonable entries u}snn anri inspec:�ious uf ii�C F►�p�e.y.L:.ade;shw: e"i':e _
<br /> Borro�ver notice at the time�f or prior to an inspection specifying rcasonable cause for the inspection.
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<br /> 1�. Condemnr�tton. 1hE PTOCCPAti Ul kilty Uwatu ui uauu w� uu,....b...., .. -� - ---
<br /> condemnation or other taking of any part of thc Propei�ty,or for conveyance in licu of condemnation, are hereby assigned and
<br /> shall bc paid to L.cnder.
<br /> In thc event of a total taking of thc Pruperty,the proceeds shall be applied to the sums secured by this Security Instrument,
<br /> �vhether or not ihen due, with;�ny excess pflid to Borrower. In the event of a partial taking of the Property in which the fair
<br /> n�nrl:et value of the Property immediately before the taking is equal to or greater than the amount of the sums secured by this
<br /> Security Instrument immediutely before t#�c taking, unless Barrower und Lender otherwise agree in writing, the sums secured by
<br /> this Security Instrument shaU be r�duced by the nmount of the proceeds multiplied by the following fractian: (a) the total
<br /> nmount of thc sums secured immcdiately before the taking. divided by (b) the fair market vnluc of the Property irnmediately
<br /> beforc the taking. Any bnlancc shall be pnid to Honower. In the event of a partial tnking of the Prope�Ky in which the fnir
<br /> market vulue of the Propertv immediately bcfore thc taking is less than thc umount af the sums secured immediutely bcfore thc
<br /> tnking, unlcss Burrowcr a��d I.endcr othcrwisc agrcc in writing or unless npplicable Inw othenvisc provldcs,thc procceds shall
<br /> be applicd to thc rumY sccurc.t Uy this Security lnstrumcnt whether or noi the sums urc then duc. —
<br /> If tiic Property fs nba�edoncd by Borrowcr,or if,aftcr noticc by l..endcr to Borrowcr that tlic condcmnor offcrs to makc an
<br /> nwnrd or ticttic n clnfm for dnmages, Borrower fnils to respond to l.ender within 30 days after the dutc thc nuticc is givan,
<br /> L,cndcr is aiuthc�rizccl to collect and apply the procecds,at its option,eithcr to restoration or repair of the Property or to the sums
<br /> � �ecured by this Security Instniment,whether or not then due.
<br /> Unl�ss Lcuder and Borrower othenvise agree in writtng, any application of procceds to princlpal shall not extend �r
<br /> pastpone the due dlte of the monthly pnyments referred to in paragraphs I und 2 or change the amount of such payments.
<br /> 11. Borro��er Not Released;Forbearance By Lender Not a Waiver. Extension of the timc for paymeni or modification
<br /> af umortizatton of the sums secured by this Sc;curity Instrument granted by Lender to any successar in interest of Barrower shall
<br /> not operate to release the liability of the orisinal Borrower or Horrower's successors in interest. I.ender shall not be required to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or othenvise modify amorti7ation
<br /> oi iI�c �uiiiy �ccwa; F�y tbis �:.��r.ry Ir�s;r►:sreat b� rr°,.:�n ef wR; �em?nd marip hy the orieinul Borrower or Bonower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a �vaiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. 3uctessors and Assigns Bound; Jotnt and Severnt Liab111ty; Casigners. The covenants and asrccments of this
<br /> Security Instrument shull bind und benefit the successors and assigns of Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants und agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to mortgage, srant and convey that
<br /> Borrower's interest in the Property under the terms of this Security Instrument;(b)is not personally obligated to pay tha sums
<br /> secured by this 3ecurity Instrument;and(c)agrees that Lender and any other Bonower may agree to extend,madify,forbsar or
<br /> make uny accommodations with regard to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> 13. Lostn Chiu�ea.If thc loan secured by this Security Instrument is subject to a luw which sets maaimum loan charges,
<br /> and that lnw is Gnally interpretecl sa that the interest or other loan charges collected or to be collecteci in connection with the
<br /> Ioan axceed the permitted limits, then: (a)uny such loan charge shall be reduced by the amount necessary to reduce the charpe
<br /> to thc permiticd limit; and (b)any sums elre.ady collr.cted from Bon•ower which excceded pemutted limits will be rcfunded to
<br /> Borrower. U:nder may choosc to makc this refund by reducing the principal owed under the Note or by making u direct
<br /> paymcnt to Borrower. If a refund reduces principul, the reduction will be treated as a partial prcpaymcnt without any
<br /> prepayment charge undcr the Note.
<br /> !".N.^.!��s.Any netice to Rnrrower pmvided for in this Security Tnstrument shall be�iven by delivering it or by mailing
<br /> it by first class mail unless applicable law requires use of another method. The notice shall bo directed to the Yroperty l�diiresn
<br /> or any other address Bonower designates by notice to Lender. Any notice to Lender sl�aJi be given by first class mail to
<br /> Lender's nddress stated herein or any other addmss Lender designates by noticc to Bonowcr. Any notice provided for in thia
<br /> Security Instru.ment shul!be deemed to have been given to Borrower or Lender when given as providcd in this paragraph.
<br /> 15.Governing Law; Severab9lity�. This Security dnstrument shall be governed by federal law and thc law of thc
<br /> jurisdiction in which the Property is located. In the event that any provision or clause of this Security Instrument or the Notc
<br /> cniiflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect withont the cont�icting provision.To this end the provisions of this Security Instrument and the Note ure declared
<br /> to be severable.
<br /> 16.Borrower's Copy.Borrower shall bc�iven one conformed copy of the Note and of this Security Instrument.
<br /> Form 3028 9lJO
<br /> Peyo 4 0�0
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